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My app spree success.

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CS800
Super Contributor

Re: My app spree success.


@CreditMuppet wrote:

@CS800 wrote:

I think in 1 year you would recover from the loss in AAoA. and FICO points assuming low util and no more apping.

 



Assuming no Adverse Action, that is a lot of inquries.



Right thats what I meant in no more apping.

 

I should add: no late payments, no collections,




Message 11 of 26
namvet
Established Contributor

Re: My app spree success.


@CreditMuppet wrote:

@CS800 wrote:

I think in 1 year you would recover from the loss in AAoA. and FICO points assuming low util and no more apping.

 



Assuming no Adverse Action, that is a lot of inquries. +1


 

Message 12 of 26
CreditMuppet
Frequent Contributor

Re: My app spree success.


@CS800 wrote:

@CreditMuppet wrote:

@CS800 wrote:

I think in 1 year you would recover from the loss in AAoA. and FICO points assuming low util and no more apping.

 



Assuming no Adverse Action, that is a lot of inquries.



Right thats what I meant in no more apping.

 

I should add: no late payments, no collections,


Sorry CS800 shouldn't have quoted you specifically, dont want to be one of these posters who require you to itemise every possible outcome or event in bulleted points underneath your post in case someone tries to prove you wrong. Smiley Surprised


Starting Score: 770
Current Score: 765 (EX) 763 (EQ) 756 (TU)

Auto Enhanced: 788 (EX)
Goal Score: 800
Take the FICO Fitness Challenge
Message 13 of 26
CS800
Super Contributor

Re: My app spree success.


@CreditMuppet wrote:

@CS800 wrote:

@CreditMuppet wrote:

@CS800 wrote:

I think in 1 year you would recover from the loss in AAoA. and FICO points assuming low util and no more apping.

 



Assuming no Adverse Action, that is a lot of inquries.



Right thats what I meant in no more apping.

 

I should add: no late payments, no collections,


Sorry CS800 shouldn't have quoted you specifically, dont want to be one of these posters who require you to itemise every possible outcome or event in bulleted points underneath your post in case someone tries to prove you wrong. Smiley Surprised


No worries CM,

 

By the way excellent FICOs you have.




Message 14 of 26
tinuviel
Moderator Emeritus

Re: My app spree success.


@CS800 wrote:

@Anonymous wrote:

Thanks and agreed, Chris, truthfully, I did not think I would have as much success as I did.  Smiley Happy



Take it this way. In 12 months, all those inqs will not factor in your FICO score. In 24 months, they will all disappear. In 12 months, you would have built a solid relationship with those creditors and from what I hear, the GE cards are very generous (Wal Mart et al).

 

I think in 1 year you would recover from the loss in AAoA. and FICO points assuming low util and no more apping.

 


+1

 

Congrats to the OP! Now, off to the garden with you! Smiley Happy


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 15 of 26
Anonymous
Not applicable

Re: My app spree success.

Wow, now that is an app spree. Congrats. I was planning on an app spree of my own come February by applying for 2 cards but 2 cards you can hardly call that an app spree especially compared to your results. lol

Message 16 of 26
Anonymous
Not applicable

Re: My app spree success.

Yes, mine was a serious SPREE..heheh....now off to the garden with me.

Message 17 of 26
dalebb
Valued Contributor

Re: My app spree success.


@Anonymous wrote:

Yes, mine was a serious SPREE..heheh....now off to the garden with me.



why no Amex card?

Message 18 of 26
LS2982
Mega Contributor

Re: My app spree success.


@Anonymous wrote:

Hello.  My name is Sarah.  I recently joied the forum, but have been a long time lurker.  I wanted to share the successes I have had this month.  Prior to my app spree, I have been reading and reading in order to be ready for the "Spree"///when I felt ready, I pulled the trigger.  This is how it ended.  Thanks so all for the information and help, I have learned so much!

 

I already had a Cap. One Mastercard--$300 CL

 

Chase SW Visa--$2000CLSmiley Very Happy

Chase Toyrus mastercard--$1300CL

Chase Freedom-$500CL

Pier 1-$700CL

Old Navy-$700CL

Walmart-$1200CL

Sams Club-$700CL

Firestone-$900CL

ProForm CC-$1200CL

Tires Plus-$900CL

Macys--unknown CL

Amazon store card-$600CL

Dillards store card-$300

Belk-$300

Shop NBC-$300

Bill Me Later-$500 or moreCL

 

 

 


Congrats!!

 

Now grab your bucket and shovel and get to the garden! Smiley Very Happy




EQ FICO 548 3/3/16
Message 19 of 26
Anonymous
Not applicable

Re: My app spree success.

I wish I  knew...they declined and declined recon, also!

Message 20 of 26
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