Reply
Contributor
gstq34
Posts: 116
Registered: ‎06-08-2013

Re: My credit must be getting better....

Those cards are no good.  Wait it out and get your scores up for PRIME cards.  Citi, Chase, Amex, Disco



Starting Score: 573
Current Score: 764 EX (FAKO)
Goal Score: 760 all 3


Take the myFICO Fitness Challenge
Established Member
Kwyjibo
Posts: 23
Registered: ‎06-12-2013

Re: My credit must be getting better....


myjourney wrote:

Kwyjibo wrote:

Who is ERT?


myjourney wrote:

ERT won't even issue an alert on those Lol


 


Emergency Response Team 

Helping those that wish to garden and get better cards with better limits ....

For members of the Garden Club:smileywink:


I like how safe it is here :womanhappy:

 


Gardening until at least 12.16.13
Frequent Contributor
cqdealer711
Posts: 323
Registered: ‎02-17-2013

Re: My credit must be getting better....

okay, so....

 

@ those posting who think i dont know these cards suck..... obviously I do know the cards suck . this post is/was meant to give you guys a chuckle at the amount of pre selected garbage I got in the mail this week.  Was my post not clear?  

 

lmao



Starting FICO Score: 10/1/12--EQ 512 | TU 492 | EX 524
Current FICO Score: 2/22/14--EQ 705 | TU 703 | EX 716
Goal Score: 700+


Take the myFICO Fitness Challenge
Valued Contributor
scottwagnon
Posts: 1,320
Registered: ‎02-07-2010

Re: My credit must be getting better....


cqdealer711 wrote:

okay, so....

 

@ those posting who think i dont know these cards suck..... obviously I do know the cards suck . this post is/was meant to give you guys a chuckle at the amount of pre selected garbage I got in the mail this week.  Was my post not clear?  

 

lmao


aahhh, clever sarcasm... OP, i assure you i am not a troll, just look at my status. if i were you, i would go for a Capital Bank OpenSky secured. also some credit unions are willing to offer secured credit products to high risk customers.

EX BankCard 8 FICO 801 (250-900) 03/08/14
TU FICO 795 (350-850) 03/10/14
EX VT 3.0 802 (300-850) TU VT 2.0 891 (501-990)
Credit.com score 797 (C is 300 - 850)
transrisk 772 03/29/14

see my card line up here: http://ficoforums.myfico.com/t5/Credit-Cards/How-Many-Credit-Cards-Do-YOU-have/m-p/1034512#M290859
Moderator
Revelate
Posts: 6,743
Registered: ‎12-30-2011

Re: My credit must be getting better....

[ Edited ]

scottwagnon wrote:

cqdealer711 wrote:

okay, so....

 

@ those posting who think i dont know these cards suck..... obviously I do know the cards suck . this post is/was meant to give you guys a chuckle at the amount of pre selected garbage I got in the mail this week.  Was my post not clear?  

 

lmao


aahhh, clever sarcasm... OP, i assure you i am not a troll, just look at my status. if i were you, i would go for a Capital Bank OpenSky secured. also some credit unions are willing to offer secured credit products to high risk customers.


Scott :smileyhappy:.

 

Now I'm the one missing sarcasm apparently.  650 mortgage score may not be at your laudable gold-plated level, but it's not exactly pre-paid/secured worthy either.

 


Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 672, Wally TU 686, EX 702 (04/14)
Goal Score: 700 in all three (01/01/15)


Take the myFICO Fitness Challenge
Regular Contributor
bk510
Posts: 241
Registered: ‎03-27-2013

Re: My credit must be getting better....

@dealer

 

Well, u certainly did a good job of selling it to us..........cz, it did kind a come off as.......well u no,


BK7 Discharged 6/12, (USAA 663, 663, 595, Wally, Clay 616) (Cap1 INTERNAL 668 EQ) as of 4/12, Approved for IT(4/12/14)(Approved Letter score 631 on 4/16) 1,600 Limit. Pulled EQ. I'm in So Cal.
Established Contributor
JonStur
Posts: 900
Registered: ‎12-25-2010

Re: My credit must be getting better....

:smileymad:


cqdealer711 wrote:

In a span of 5 days:

 

Continental Finance, "Matrix" card

First Premier Platinum Card

Republic Finance 

Mobiloans

 

all sent me nice little offers in the mail.

 

I must be doin' somethin' right!  :smileywink:

 

 

EDIT:  oh and i forgot about union workers credit union!  


That sucks..I'm jealous. I've been eyeing that Continental Card for a while... I heard you're guaranteed a whopping $200.00 credit limit to begin with. Minus a few fees of course...


Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 779 EX 767 EQ 740
Goal Score: 800 Club

BCE $12.5K, 5/3 Sig $10K, Wally Discover 10K, Cash+ $9K Sam's Discover 10K, Freedom $6K, Zales $5.5K, More $5K, Cap one $5K, Barclay 2.5K, Household Plat $1.5K, Household Gold $1.5K, Credit One $1K, First Premier Plat $.675K First Premier Gold $.65K
Senior Contributor
DaBears
Posts: 3,916
Registered: ‎10-26-2012

Re: My credit must be getting better....

cqdealer, since I poured all my knowledge into on the rebuilding forum. I say you take the Matrix offer and you buy me a nice dinner. Taco Bell is cool with me.....Interest rate won't be as bad on a low dollar dinner!!:smileytongue:

Established Contributor
bernhardtra
Posts: 845
Registered: ‎10-15-2011

Re: My credit must be getting better....


cqdealer711 wrote:

In a span of 5 days:

 

Continental Finance, "Matrix" card

First Premier Platinum Card

Republic Finance 

Mobiloans

 

all sent me nice little offers in the mail.

 

I must be doin' somethin' right!  :smileywink:

 

 

EDIT:  oh and i forgot about union workers credit union!  


Geeze these offers are so good it is tempting.  I would get them and buy a nice shirt, something with a pocket on it.


Credit is just like a video game. Some people have already gotten the experience from other games. Others, well they just have to learn. You go out on a quest. If you die or get wounded you just restart from the last save point or heal. Unlike a video game, we don't have a last save point or magic potions to heal instantly.

So maybe one day we will get a SIMs credit game so we can prepare better for real life.
Established Contributor
EaglesFan2006
Posts: 522
Registered: ‎01-31-2008

Re: My credit must be getting better....

I know my credit has approved to the point of having good cards like Citi DP and Chas Freedom for more than a year now, but I still do get the occasional Credit One or First Premiere offer in the mail.  Obviously they're going right in the trash, but I hope I shouldn't feel discouraged about the mere offers :smileyhappy:

Chase Freedom: $1500, Citi Diamond Preferred: $3000, Barclays: $3900, Chase Disney Visa: $1500, Chase Southwest Signature: $5000, Citi TY Preferred: $3000, Cap One Platinum: $1750, Cap One Platinum Rewards: $2500, Orchard Bank: $900, Kay Store Card: $4500

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+