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My credit must be getting better....

Contributor

Re: My credit must be getting better....

Those cards are no good.  Wait it out and get your scores up for PRIME cards.  Citi, Chase, Amex, Disco



Starting Score: 573
Current Score: 764 EX (FAKO)
Goal Score: 760 all 3


Take the myFICO Fitness Challenge
Message 11 of 32
Established Member

Re: My credit must be getting better....


myjourney wrote:

Kwyjibo wrote:

Who is ERT?


myjourney wrote:

ERT won't even issue an alert on those Lol


 


Emergency Response Team 

Helping those that wish to garden and get better cards with better limits ....

For members of the Garden ClubSmiley Wink


I like how safe it is here Woman Happy

 


Gardening until at least 12.16.13
Message 12 of 32
Frequent Contributor

Re: My credit must be getting better....

okay, so....

 

@ those posting who think i dont know these cards suck..... obviously I do know the cards suck . this post is/was meant to give you guys a chuckle at the amount of pre selected garbage I got in the mail this week.  Was my post not clear?  

 

lmao



Starting FICO Score: 10/1/12--EQ 512 | TU 492 | EX 524
Current FICO Score: 2/22/14--EQ 705 | TU 703 | EX 716
Goal Score: 700+


Take the myFICO Fitness Challenge
Message 13 of 32
Valued Contributor

Re: My credit must be getting better....


cqdealer711 wrote:

okay, so....

 

@ those posting who think i dont know these cards suck..... obviously I do know the cards suck . this post is/was meant to give you guys a chuckle at the amount of pre selected garbage I got in the mail this week.  Was my post not clear?  

 

lmao


aahhh, clever sarcasm... OP, i assure you i am not a troll, just look at my status. if i were you, i would go for a Capital Bank OpenSky secured. also some credit unions are willing to offer secured credit products to high risk customers.

Message 14 of 32
Moderator

Re: My credit must be getting better....


scottwagnon wrote:

cqdealer711 wrote:

okay, so....

 

@ those posting who think i dont know these cards suck..... obviously I do know the cards suck . this post is/was meant to give you guys a chuckle at the amount of pre selected garbage I got in the mail this week.  Was my post not clear?  

 

lmao


aahhh, clever sarcasm... OP, i assure you i am not a troll, just look at my status. if i were you, i would go for a Capital Bank OpenSky secured. also some credit unions are willing to offer secured credit products to high risk customers.


Scott Smiley Happy.

 

Now I'm the one missing sarcasm apparently.  650 mortgage score may not be at your laudable gold-plated level, but it's not exactly pre-paid/secured worthy either.

 

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 741, EX 2 776, EQ 8 809, TU 8 774, EX 8 822 (1/1/18)
Goal Score:    EQ 5 771, TU 4 750, EX 2 776, EQ 8 809, TU 8 774, EX 8 822 (01/01/19)


Take the myFICO Fitness Challenge
Message 15 of 32
Valued Contributor

Re: My credit must be getting better....

@dealer

 

Well, u certainly did a good job of selling it to us..........cz, it did kind a come off as.......well u no,

 photo QS visa_zps7zokw2wl.jpg photo QS visa_zps7zokw2wl.jpg photo Venture One_zpsigvttrlz.jpg photo Sony Visa_zpsxoradr1b.jpg photo USC Reward_zpslcvjfxmq.jpg photo Penfed Promise_zpsdg1y2dw2.png photo NasaFcu_zpswac3zwcu.jpg photo America_zpsuwx8rzdm.jpg photo LA-Kings-card_zpslbkyeqsz.png photo Barclay_zpslqv3i4tl.jpg photo BBVA_zpsqrhh7omh.jpg
 photo nfcu debit card_zpsprkh98jw.png photo nfcu visa siggy_zps0gjgyxje.png/ photo nfcu goReward card_zpsixhh1qcp.jpg photo sdfcu platinum card_zpspilihdiv.png  photo penfed reward cash_zpsyckxjc7y.png photo alliant visa_zpsaf4udfx0.jpg photo Citi Secured_zpsypzxi0jm.png photo fnbo platinum_zpsxfub6esb.png photo marvel-credit-card_zpsfkvc3ux5.png photo golden 1 CU_zpslhgxynjv.pngBurned AECitiChase
Message 16 of 32
Established Contributor

Re: My credit must be getting better....

Smiley Mad


cqdealer711 wrote:

In a span of 5 days:

 

Continental Finance, "Matrix" card

First Premier Platinum Card

Republic Finance 

Mobiloans

 

all sent me nice little offers in the mail.

 

I must be doin' somethin' right!  Smiley Wink

 

 

EDIT:  oh and i forgot about union workers credit union!  


That sucks..I'm jealous. I've been eyeing that Continental Card for a while... I heard you're guaranteed a whopping $200.00 credit limit to begin with. Minus a few fees of course...


Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 779 EX 767 EQ 740
Goal Score: 800 Club

BCE $12.5K, 5/3 Sig $10K, Wally Discover 10K, Cash+ $9K Sam's Discover 10K, Freedom $6K, Zales $5.5K, More $5K, Cap one $5K, Barclay 2.5K, Household Plat $1.5K, Household Gold $1.5K, Credit One $1K, First Premier Plat $.675K First Premier Gold $.65K
Message 17 of 32
Senior Contributor

Re: My credit must be getting better....

cqdealer, since I poured all my knowledge into on the rebuilding forum. I say you take the Matrix offer and you buy me a nice dinner. Taco Bell is cool with me.....Interest rate won't be as bad on a low dollar dinner!!Smiley Tongue

Message 18 of 32
Valued Contributor

Re: My credit must be getting better....


cqdealer711 wrote:

In a span of 5 days:

 

Continental Finance, "Matrix" card

First Premier Platinum Card

Republic Finance 

Mobiloans

 

all sent me nice little offers in the mail.

 

I must be doin' somethin' right!  Smiley Wink

 

 

EDIT:  oh and i forgot about union workers credit union!  


Geeze these offers are so good it is tempting.  I would get them and buy a nice shirt, something with a pocket on it.

It is by will alone I set my mind in motion.....
Always follow these rules: Only take a HP for a new account. Always use the best rewards card for that reward category. Don't close a card unless you know you really should. Never use more than 35% of a credit limit. Recon as much and as best you can. Use the introductory period to the best advantage. Get the signup bonus. Whenever possible PIF or balance transfer so you pay less in interest. Never give an excellent rating when it is actually the norm. Always look for a discount as more is always better.
Always accept candy from strangers because they have the best candy or from people you know have good candy.
Message 19 of 32
Established Contributor

Re: My credit must be getting better....

I know my credit has approved to the point of having good cards like Citi DP and Chas Freedom for more than a year now, but I still do get the occasional Credit One or First Premiere offer in the mail.  Obviously they're going right in the trash, but I hope I shouldn't feel discouraged about the mere offers Smiley Happy

Chase Freedom: $1500, Citi Diamond Preferred: $3000, Barclays: $3900, Chase Disney Visa: $1500, Chase Southwest Signature: $5000, Citi TY Preferred: $3000, Cap One Platinum: $1750, Cap One Platinum Rewards: $2500, Orchard Bank: $900, Kay Store Card: $6600, PayPal $2200
Message 20 of 32