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My debit card gets no more love

Valued Contributor

My debit card gets no more love

since i have my AMEX, chase, and other CC's i dont use my debit card unless i need cash money.. any one else have this issue?


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Message 1 of 87
86 REPLIES
Contributor

Re: My debit card gets no more love


afbar1114 wrote:

since i have my AMEX, chase, and other CC's i dont use my debit card unless i need cash money.. any one else have this issue?



Yes but that's how you should do it. Don't use your debit card because if a thief steals your account info, they can drain your bank account. Use your credit cards instead.

FICOS 2/2012 EQ: 763 TU: 761 EX: 746 (1/2012 EX)
Cards: Associated Bank Visa 9000, Paypal Mastercard 3000, Amazon Store card 1100, Barclays Apple Financing 2500, Cap One Rewards Mastercard 3000
Message 2 of 87
Contributor

Re: My debit card gets no more love

+1 I switched wallets about 2 months ago and kept forgetting to put my debit card in my new wallet. On a couple of occasions I needed it for cash but I didn't have it. But I carry it again now.

Open Credit Cards:   Target Visa/5900CL    |    AMEX BCP/6000CL
Latest Credit Scores:   780 TU (2011-08-01)
Credit Score History:   708 EQ (2011-07-01)    |    682 TU (2011-06-30)    |    693 EQ (2010-05-21)
Message 3 of 87
Valued Contributor

Re: My debit card gets no more love


nomoore wrote:

+1 I switched wallets about 2 months ago and kept forgetting to put my debit card in my new wallet. On a couple of occasions I needed it for cash but I didn't have it. But I carry it again now.


this about the only reason why i would use a debit card is for cash or if i am buying something for like 80 cents lol


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Message 4 of 87
Contributor

Re: My debit card gets no more love


afbar1114 wrote:

 

this about the only reason why i would use a debit card is for cash or if i am buying something for like 80 cents lol



I put 77 cents on my AMEX the other day. I felt really stupid doing it. I don't know why. I really hate debit, using my pin.

Open Credit Cards:   Target Visa/5900CL    |    AMEX BCP/6000CL
Latest Credit Scores:   780 TU (2011-08-01)
Credit Score History:   708 EQ (2011-07-01)    |    682 TU (2011-06-30)    |    693 EQ (2010-05-21)
Message 5 of 87
Senior Contributor

Re: My debit card gets no more love

I stoped using my  debit card  when my rewards went away.....

Message 6 of 87
Contributor

Re: My debit card gets no more love

I don't even know where my debit card is... I usually get cash from friends at restaurants when I pick up the tab...


January 2011 Score: 663
Current Score: 704
Goal Score: 750
Message 7 of 87
Regular Contributor

Re: My debit card gets no more love

My debit card has been in SD mode for months now! Since I got my Freedom card that is my main card and with Blueprint I don't have to incur any interest fees. Between my wife and I we rack up about $600 in gas a month!! (Ridiculous!) Using the one main card helps us look at our spending habits to see what we need to cut down. 

Message 8 of 87
Valued Contributor

Re: My debit card gets no more love

i spend about 300-400 a month on gass cant wait for that bcp

In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Message 9 of 87
Super Contributor

Re: My debit card gets no more love


afbar1114 wrote:
i spend about 300-400 a month on gass cant wait for that bcp

You must drive a lot




Message 10 of 87