My experience "applying for AMEX CENTURION" card

[ACsteel]

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@youdontkillmoney wrote:

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@09Lexie wrote:

And if they said, well looks like we'd be happy to send you a Centurion; what then? Temptation, prestige would make the AF/initiation fee some how doable?

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^^^

I'd tell them to send it to me so I can take a look at the card and feel it but won't activate it.

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LOL would you trash it or keep it????

[09Lexie]

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@youdontkillmoney wrote:

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@09Lexie wrote:

And if they said, well looks like we'd be happy to send you a Centurion; what then? Temptation, prestige would make the AF/initiation fee some how doable?

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^^^

I'd tell them to send it to me so I can take a look at the card and feel it but won't activate it.

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Shaking my head! 

[yudeology101]

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@youdontkillmoney wrote:

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@09Lexie wrote:

And if they said, well looks like we'd be happy to send you a Centurion; what then? Temptation, prestige would make the AF/initiation fee some how doable?

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^^^

I'd tell them to send it to me so I can take a look at the card and feel it but won't activate it.

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Hmm....in that case, i'll do the same thing...imma call and specifically ask them to send me a free welcome kit and let me get a "feel" to what it is like and sell it on ebay for about $500 or so...

[dilettante]

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@youdontkillmoney wrote:

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@09Lexie wrote:

And if they said, well looks like we'd be happy to send you a Centurion; what then? Temptation, prestige would make the AF/initiation fee some how doable?

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^^^

I'd tell them to send it to me so I can take a look at the card and feel it but won't activate it.

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Sounds like a fun experiment but am I wrong in assuming that whether it's activated or not, the AF and initiation fees are still charged to that account?

If your experiment results in a favorable outcome, let us know what it feels like. I have seen them but not felt them

[yudeology101]

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@dilettante wrote:

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@youdontkillmoney wrote:

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@09Lexie wrote:

And if they said, well looks like we'd be happy to send you a Centurion; what then? Temptation, prestige would make the AF/initiation fee some how doable?

---

^^^

I'd tell them to send it to me so I can take a look at the card and feel it but won't activate it.

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Sounds like a fun experiment but am I wrong in assuming that whether it's activated or not, the AF and initiation fees are still charged to that account?

If your experiment results in a favorable outcome, let us know what it feels like. I have seen them but not felt them

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It's a heavy card for sure, I see them quite often where I run my business.  However, if you've felt the Ritz & the other heavier cards, the Centurion is no different...it does have the nice matte finish. 

[enharu]

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@dilettante wrote:

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@youdontkillmoney wrote:

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@09Lexie wrote:

And if they said, well looks like we'd be happy to send you a Centurion; what then? Temptation, prestige would make the AF/initiation fee some how doable?

---

^^^

I'd tell them to send it to me so I can take a look at the card and feel it but won't activate it.

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Sounds like a fun experiment but am I wrong in assuming that whether it's activated or not, the AF and initiation fees are still charged to that account?

If your experiment results in a favorable outcome, let us know what it feels like. I have seen them but not felt them

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+1.

If you are approved, regardless of whether you activate the card, the tradeline will still report onto your CRs and you will still be billed the initiation and annual fee. You can try crying them a river to have them waive it, but you probably will floor your internal score as a result.

I've seen several, and they're nice. Like yue said, the card's design is somewhat similar to the Ritz and Palladium cards. It's much harder to get invited for the personal Centurion in the US, but it's much easier to be invited approved for the business version, especially since it's much easier for businesses to rack up lots of spending over the course of a year.

If you have residency and income in other continents, you can also try your luck with Amex overseas. Getting the Centurion (both personal and business versions) in the Middle East and Asia are much easier compared to the U.S..

[amdm2013]

In the Middle East they began offering the Centurion to nearly every Platinum member with excellent credit history before the credit crunch, in June 2008.

During the credit crunch, they began reducing limits on the card.

One didnt have to be a millionaire to get this card. It was by invitation only. There is no initial joining fee but an AF of $3k.

It's easier to get Amex cards in the Middle East, but, the only negative factor is there is no online app sytem for any cc's. Since they are all reviewed manually, they require several documents.

[mrlh1980]

This has to be funny. I have a American Express Premier Gold card (personal card) and use between 24,000$ - 45,000$ a month. I'm on track to spending 300,000$ this year. Hopefully they invite me to the "Centurion" card so I can say NO. Last year I only spent 120,000$ as I was using other cards.

[B335is]

Lol @ mrlh. I wonder what the actual acceptance rate for this card is?

[mrlh1980]

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@B335is wrote:
@Anonymous @ mrlh. I wonder what the actual acceptance rate for this card is?

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Haha I wouldn't know. But I do know with my spending habits I will get there in no time. Oh yeah I make between 8,000.00$ - 10,000.00$ payments every Sunday's. They get a kick out of it. But the killer is getting a notice from Bank of America around 6:00am every Monday on a withdraw has been made on my account. American Express doesn't wait long to get the money. Haha