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My first day CC Debt Free

Regular Contributor

Re: My first day CC Debt Free

good job!

Message 11 of 17
New Contributor

Re: My first day CC Debt Free

Awesome!  You're way ahead of me.  I got my first credit card in 1991... I didn't have my first CC debt-free day until 2006.  Job well done.


Starting Score: 677 EQ (1/21/09)/705 TU (1/21/09)/714 EXP (1/21/09)
Current Score: 707 EQ (9/21/10)/720 TU (3/27/10)/Darn you EXP
Goal Score: 720 on all three by end of 2010


Take the FICO Fitness Challenge
Message 12 of 17
Moderator Emeritus

Re: My first day CC Debt Free

Extraordinarily fine!!  Congrats!!!

Just puttin' syrup on something, don't make it pancakes.
Message 13 of 17
Regular Contributor

Re: My first day CC Debt Free

Good for you!

 

I too recently became CC debt free, although it's a road I've been down before.  It is definitely a wonderful feeling.

 

Even better for me, was to start piling up some cash, so I could feel like I could handle an emergency and still PIF every month.  Also, personal finance software helped a lot to keep track of stuff.

 

Congratulations!

-----
04/2010 EQ 656 TU 648
05/2010 EQ 669 TU 664
06/2010 EQ 674 TU 678
07/2010 EQ 666 TU 667
Message 14 of 17
Moderator Emerita

Re: My first day CC Debt Free

 


JackBeNimble wrote:

Good for you!

 

I too recently became CC debt free, although it's a road I've been down before.  It is definitely a wonderful feeling.

 

Even better for me, was to start piling up some cash, so I could feel like I could handle an emergency and still PIF every month.  Also, personal finance software helped a lot to keep track of stuff.

 

Congratulations!


$0 debt + cash in the bank = good sleeping. Congrats to you, too!

 

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 15 of 17
Regular Contributor

Re: My first day CC Debt Free

Congrats!  I can't wait to be CC debt free too! 


Starting Score: 557 (2005)
Current Score: 803
Goal Score: 805


Take the FICO Fitness Challenge
Message 16 of 17
Highlighted
Frequent Contributor

Re: My first day CC Debt Free

congrats.  i'm almost there. i have the money to pay my debt off, but i want to keep it in an emergency fund.

TU - 737 - 02/21/09, 769 - 02/06/10, 795 - 09/08/10
EQ - 758 - 02/21/09, 783 - 02/06/10, 805 - 09/08/10
EX (PLUS) - 781 03/23/09, 787 - 02/06/10, 783 - 08/09/10
Message 17 of 17