My first day CC Debt Free

[Anonymous]

All the checks have been written and transfers made.

For the first time in my adult life, I am 100% credit card debt free.  1 year ahead of schedule.  It is a very liberating feeling.

Thank you to this board.  I learned a lot of valuable things!!

[MarineVietVet]

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@Anonymous wrote:

All the checks have been written and transfers made.

For the first time in my adult life, I am 100% credit card debt free.  1 year ahead of schedule.  It is a very liberating feeling.

Thank you to this board.  I learned a lot of valuable things!!

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Let me be the first to congratulate you. You deserve a round of applause!!!!

From a BK years ago to:
9/09 EX pulled by lender 802
3/10 EQ- 800
4/10 TU -772

You can do the same thing with hard work

Credit Scoring 101
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[Anonymous]

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@Anonymous wrote:

All the checks have been written and transfers made.

For the first time in my adult life, I am 100% credit card debt free.  1 year ahead of schedule.  It is a very liberating feeling.

Thank you to this board.  I learned a lot of valuable things!!

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High fives!  Welcome to the club.  Bask in it all you want because you earned it. 

[haulingthescoreup]

Woo-hoo!

Good for scores, but unbeatable for personal freedom. Congrats!

[Uborrow-Upay]

Congrats!!

Don't be surprised if you feel a little confused for a while at certain times of the month...at first, you'll feel the urge to write out checks or make online payments, and then there'll be this "lost" feeling, 'cause you won't know what to do with all that money you used to send off...

It's a nice problem to have.

[Iincognito]

Awesome! Congrats... it's a great feeling.

[honeybunnygal]

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@Uborrow-Upay wrote:

Congrats!!

Don't be surprised if you feel a little confused for a while at certain times of the month...at first, you'll feel the urge to write out checks or make online payments, and then there'll be this "lost" feeling, 'cause you won't know what to do with all that money you used to send off...

It's a nice problem to have.

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Easy solution...SAVE IT (or at least part of it) for an emergency fund each month. That way, if something unexpected comes up, you may not have to "hit the cards" to cover it.

Congrats!

[orl2185]

First of all.. Supa Congrats. Secondly.... TYVM for sharing this awesome post.

[DI]

Congrats!

[fused]

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@Anonymous wrote:

All the checks have been written and transfers made.

For the first time in my adult life, I am 100% credit card debt free.  1 year ahead of schedule.  It is a very liberating feeling.

Thank you to this board.  I learned a lot of valuable things!!

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Congrats, you're free! Freedom!!!!!!!!!!!!