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My first ever preapproval!

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bk510
Valued Contributor

Re: My first ever preapproval!


@subsnao wrote:

And it came from our good friends at Frist Premier Bank...

 

$700 limit, $49 activation fee, $10.50 monthly fee. And the best part? A 36% APR... Ive made it to the big times friends!

 

Smiley Indifferent


Congrat,

But I wanna ask you tho, Are you alright paying 49 activation fee and a monthly fee and 36% APR?

Just out of curiousity, have you checked capital one for pre approval?

I'm sure you can get a secured or 1 of those platinum cards. (just my 2 cent)

 photo QS visa_zps7zokw2wl.jpg photo QS visa_zps7zokw2wl.jpg photo Venture One_zpsigvttrlz.jpg photo Sony Visa_zpsxoradr1b.jpg photo USC Reward_zpslcvjfxmq.jpg photo Penfed Promise_zpsdg1y2dw2.png photo NasaFcu_zpswac3zwcu.jpg photo America_zpsuwx8rzdm.jpg photo LA-Kings-card_zpslbkyeqsz.png photo Barclay_zpslqv3i4tl.jpg photo BBVA_zpsqrhh7omh.jpg
 photo nfcu debit card_zpsprkh98jw.png photo nfcu visa siggy_zps0gjgyxje.png/ photo nfcu goReward card_zpsixhh1qcp.jpg photo sdfcu platinum card_zpspilihdiv.png  photo penfed reward cash_zpsyckxjc7y.png photo alliant visa_zpsaf4udfx0.jpg photo Citi Secured_zpsypzxi0jm.png photo fnbo platinum_zpsxfub6esb.png photo marvel-credit-card_zpsfkvc3ux5.png photo golden 1 CU_zpslhgxynjv.pngBurned AECitiChase
Message 11 of 30
bk510
Valued Contributor

Re: My first ever preapproval!


@injustifiiable wrote:

They have been flooding my mailbox these past few months with their wonderful offers.

 

The last time I wrote in big letters I HAVE AN AMERICAN EXPRESS. F**K OFF! on their reply thingie and sent it. Hopefully they'll get the message this time.


LOL. yeah there you go.

 

I did the similar thing with credit one.

 

When I read the terms, I almost fell off. lol

 photo QS visa_zps7zokw2wl.jpg photo QS visa_zps7zokw2wl.jpg photo Venture One_zpsigvttrlz.jpg photo Sony Visa_zpsxoradr1b.jpg photo USC Reward_zpslcvjfxmq.jpg photo Penfed Promise_zpsdg1y2dw2.png photo NasaFcu_zpswac3zwcu.jpg photo America_zpsuwx8rzdm.jpg photo LA-Kings-card_zpslbkyeqsz.png photo Barclay_zpslqv3i4tl.jpg photo BBVA_zpsqrhh7omh.jpg
 photo nfcu debit card_zpsprkh98jw.png photo nfcu visa siggy_zps0gjgyxje.png/ photo nfcu goReward card_zpsixhh1qcp.jpg photo sdfcu platinum card_zpspilihdiv.png  photo penfed reward cash_zpsyckxjc7y.png photo alliant visa_zpsaf4udfx0.jpg photo Citi Secured_zpsypzxi0jm.png photo fnbo platinum_zpsxfub6esb.png photo marvel-credit-card_zpsfkvc3ux5.png photo golden 1 CU_zpslhgxynjv.pngBurned AECitiChase
Message 12 of 30
bk510
Valued Contributor

Re: My first ever preapproval!


@sterl1002 wrote:

LOL me too! We're in the big leagues!

 

FP periodically sends me things, but mostly I get offers for the Cap One Platnium with 22.9% interest. I pulled my EX and they've been soft pulling me weekly the last 6 months. LEAVE ME ALONE!

 

Maybe AMEX will add subprime card seeking hounds to their member benefits, then we'll be golden Smiley Very Happy


lol, I doubt that.

I burned AE and I'm trying to find a way to get back wit'em.

But it getting difficult everyday.Smiley Sad

 photo QS visa_zps7zokw2wl.jpg photo QS visa_zps7zokw2wl.jpg photo Venture One_zpsigvttrlz.jpg photo Sony Visa_zpsxoradr1b.jpg photo USC Reward_zpslcvjfxmq.jpg photo Penfed Promise_zpsdg1y2dw2.png photo NasaFcu_zpswac3zwcu.jpg photo America_zpsuwx8rzdm.jpg photo LA-Kings-card_zpslbkyeqsz.png photo Barclay_zpslqv3i4tl.jpg photo BBVA_zpsqrhh7omh.jpg
 photo nfcu debit card_zpsprkh98jw.png photo nfcu visa siggy_zps0gjgyxje.png/ photo nfcu goReward card_zpsixhh1qcp.jpg photo sdfcu platinum card_zpspilihdiv.png  photo penfed reward cash_zpsyckxjc7y.png photo alliant visa_zpsaf4udfx0.jpg photo Citi Secured_zpsypzxi0jm.png photo fnbo platinum_zpsxfub6esb.png photo marvel-credit-card_zpsfkvc3ux5.png photo golden 1 CU_zpslhgxynjv.pngBurned AECitiChase
Message 13 of 30
bk510
Valued Contributor

Re: My first ever preapproval!


@mt2va wrote:

Geez my credit must really suck because I don't even get pre-approval offers from places like First Premier.  All I get is stuff about payday loans.


Have you tried Discover card (either student or regular version).

Give it a shot, you be surprised!!

 photo QS visa_zps7zokw2wl.jpg photo QS visa_zps7zokw2wl.jpg photo Venture One_zpsigvttrlz.jpg photo Sony Visa_zpsxoradr1b.jpg photo USC Reward_zpslcvjfxmq.jpg photo Penfed Promise_zpsdg1y2dw2.png photo NasaFcu_zpswac3zwcu.jpg photo America_zpsuwx8rzdm.jpg photo LA-Kings-card_zpslbkyeqsz.png photo Barclay_zpslqv3i4tl.jpg photo BBVA_zpsqrhh7omh.jpg
 photo nfcu debit card_zpsprkh98jw.png photo nfcu visa siggy_zps0gjgyxje.png/ photo nfcu goReward card_zpsixhh1qcp.jpg photo sdfcu platinum card_zpspilihdiv.png  photo penfed reward cash_zpsyckxjc7y.png photo alliant visa_zpsaf4udfx0.jpg photo Citi Secured_zpsypzxi0jm.png photo fnbo platinum_zpsxfub6esb.png photo marvel-credit-card_zpsfkvc3ux5.png photo golden 1 CU_zpslhgxynjv.pngBurned AECitiChase
Message 14 of 30
bk510
Valued Contributor

Re: My first ever preapproval!


@yudeology101 wrote:

WTG! Welcome to the big boys/girls club, I'm working very hard to get myself there....36%APR is okay, but I'll garden until i get my reports down so they can offer something like... 49% APR or higher. 

 

Gosh I'll be making headlines for sure...Smiley Wink


lol. you had me fooled there for a sec.

 

I was like WHAT??

 photo QS visa_zps7zokw2wl.jpg photo QS visa_zps7zokw2wl.jpg photo Venture One_zpsigvttrlz.jpg photo Sony Visa_zpsxoradr1b.jpg photo USC Reward_zpslcvjfxmq.jpg photo Penfed Promise_zpsdg1y2dw2.png photo NasaFcu_zpswac3zwcu.jpg photo America_zpsuwx8rzdm.jpg photo LA-Kings-card_zpslbkyeqsz.png photo Barclay_zpslqv3i4tl.jpg photo BBVA_zpsqrhh7omh.jpg
 photo nfcu debit card_zpsprkh98jw.png photo nfcu visa siggy_zps0gjgyxje.png/ photo nfcu goReward card_zpsixhh1qcp.jpg photo sdfcu platinum card_zpspilihdiv.png  photo penfed reward cash_zpsyckxjc7y.png photo alliant visa_zpsaf4udfx0.jpg photo Citi Secured_zpsypzxi0jm.png photo fnbo platinum_zpsxfub6esb.png photo marvel-credit-card_zpsfkvc3ux5.png photo golden 1 CU_zpslhgxynjv.pngBurned AECitiChase
Message 15 of 30
bk510
Valued Contributor

Re: My first ever preapproval!


@cobbson wrote:

httI  

 

I got pre-approved for a Pawn Stars card by these guys down on Las Vegas Blvd.


What xactly do u mean, when u say u got approved by THESE GUYS?

 photo QS visa_zps7zokw2wl.jpg photo QS visa_zps7zokw2wl.jpg photo Venture One_zpsigvttrlz.jpg photo Sony Visa_zpsxoradr1b.jpg photo USC Reward_zpslcvjfxmq.jpg photo Penfed Promise_zpsdg1y2dw2.png photo NasaFcu_zpswac3zwcu.jpg photo America_zpsuwx8rzdm.jpg photo LA-Kings-card_zpslbkyeqsz.png photo Barclay_zpslqv3i4tl.jpg photo BBVA_zpsqrhh7omh.jpg
 photo nfcu debit card_zpsprkh98jw.png photo nfcu visa siggy_zps0gjgyxje.png/ photo nfcu goReward card_zpsixhh1qcp.jpg photo sdfcu platinum card_zpspilihdiv.png  photo penfed reward cash_zpsyckxjc7y.png photo alliant visa_zpsaf4udfx0.jpg photo Citi Secured_zpsypzxi0jm.png photo fnbo platinum_zpsxfub6esb.png photo marvel-credit-card_zpsfkvc3ux5.png photo golden 1 CU_zpslhgxynjv.pngBurned AECitiChase
Message 16 of 30
bk510
Valued Contributor

Re: My first ever preapproval!


@meehan22 wrote:

@subsnao wrote:

And it came from our good friends at Frist Premier Bank...

 

$700 limit, $49 activation fee, $10.50 monthly fee. And the best part? A 36% APR... Ive made it to the big times friends!

 

Smiley Indifferent


Take it..

 

It allows my city to enjoy a brand new events center bought and paid for by the owner of First Premier bank and Bankcard. LOL.

 

First act is Eric Church w/ Halestorm in December, remember people pay them fee's so I can see some good acts!! 

 

DENNY SANFORD PREMIER CENTER


I wouldnt take it.

 photo QS visa_zps7zokw2wl.jpg photo QS visa_zps7zokw2wl.jpg photo Venture One_zpsigvttrlz.jpg photo Sony Visa_zpsxoradr1b.jpg photo USC Reward_zpslcvjfxmq.jpg photo Penfed Promise_zpsdg1y2dw2.png photo NasaFcu_zpswac3zwcu.jpg photo America_zpsuwx8rzdm.jpg photo LA-Kings-card_zpslbkyeqsz.png photo Barclay_zpslqv3i4tl.jpg photo BBVA_zpsqrhh7omh.jpg
 photo nfcu debit card_zpsprkh98jw.png photo nfcu visa siggy_zps0gjgyxje.png/ photo nfcu goReward card_zpsixhh1qcp.jpg photo sdfcu platinum card_zpspilihdiv.png  photo penfed reward cash_zpsyckxjc7y.png photo alliant visa_zpsaf4udfx0.jpg photo Citi Secured_zpsypzxi0jm.png photo fnbo platinum_zpsxfub6esb.png photo marvel-credit-card_zpsfkvc3ux5.png photo golden 1 CU_zpslhgxynjv.pngBurned AECitiChase
Message 17 of 30
bk510
Valued Contributor

Re: My first ever preapproval!


@Bluegoldkeys wrote:

@subsnao wrote:

And it came from our good friends at Frist Premier Bank...

 

$700 limit, $49 activation fee, $10.50 monthly fee. And the best part? A 36% APR... Ive made it to the big times friends!

 

Smiley Indifferent


You're lucky. I got an offer for a Repo Rewards Card. $450 annual fee. Black just like the Centurion Smiley Sad

 


I wouldnt call that as being lucky....

That premier offer is just awful.( r u kiddin' me wit all dat fees?)

But I undestand everyone is in different boat.

By the way, what is Repo Reward Card? If its anything like Centurion, then I'm jealous.lol

Sounds like a such a weak name for a high end card ( if in fact thats what it is).

 photo QS visa_zps7zokw2wl.jpg photo QS visa_zps7zokw2wl.jpg photo Venture One_zpsigvttrlz.jpg photo Sony Visa_zpsxoradr1b.jpg photo USC Reward_zpslcvjfxmq.jpg photo Penfed Promise_zpsdg1y2dw2.png photo NasaFcu_zpswac3zwcu.jpg photo America_zpsuwx8rzdm.jpg photo LA-Kings-card_zpslbkyeqsz.png photo Barclay_zpslqv3i4tl.jpg photo BBVA_zpsqrhh7omh.jpg
 photo nfcu debit card_zpsprkh98jw.png photo nfcu visa siggy_zps0gjgyxje.png/ photo nfcu goReward card_zpsixhh1qcp.jpg photo sdfcu platinum card_zpspilihdiv.png  photo penfed reward cash_zpsyckxjc7y.png photo alliant visa_zpsaf4udfx0.jpg photo Citi Secured_zpsypzxi0jm.png photo fnbo platinum_zpsxfub6esb.png photo marvel-credit-card_zpsfkvc3ux5.png photo golden 1 CU_zpslhgxynjv.pngBurned AECitiChase
Message 18 of 30
lilbirdie69
Valued Member

Re: My first ever preapproval!


@subsnao wrote:

And it came from our good friends at Frist Premier Bank...

 

$700 limit, $49 activation fee, $10.50 monthly fee. And the best part? A 36% APR... Ive made it to the big times friends!

 

Smiley Indifferent


My daughter's credit became a mess with that company. Same terms. She only spent $20.95 on that card, before fraud hapepned. Someone went on a spending spree in a city nearby. My daughter called to report the charges, they investigated it and determined the charges would remain. She was hospitalized when these charges were made. So there is no way it was her, but their investigation still believed it was. She refused to pay and the interest rates increase with a missed payment, late fees, montly fees, etc. The balance on that card is over $1000 and they finally closed it a few months ago. It was a nightmare for her and they still call her to pay it off. So, please be careful with that card. 

USAA World 22K/ Southwest Plus 15k/ CSP 12k / Chase Marriott Rewards 11k / Citi Platinum AA Card 8500k / Barclay US Airways 7500k/ Citi Hilton Reserve 6k/ Chase Slate 4500k
Message 19 of 30
Secretary14
Valued Member

Re: My first ever preapproval!




Okay people, y'all get the meaning of "sarcasm", right?

Message 20 of 30
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