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Frequent Contributor
isoldmyatlas
Posts: 341
Registered: ‎04-28-2012
0

My first preapproval came in today's mail!

Finally! I was starting to think I would never get any preapprovals. The only ones that ever hit our mailbox are for my boyfriend and the previous tenant who lived here. But today there was one for me! Citi Diamond Preferred, 0% apr for 12 months and 18.99% after that. Not anything I'm interested in, but still nice to see in the mail.
TU: 757 (9/14/14) | EQ: 778 (10/7/14) | EX: 770 (10/7/14)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $6,000 (10/2012); Chase Amazon Rewards, $7,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $10,000 (01/2013); Barclaycard Arrival+, $10,000 (07/13); Chase Hyatt, $7,000 (09/13)
Established Member
ttaurean30
Posts: 38
Registered: ‎03-16-2013
0

Re: My first preapproval came in today's mail!

Congrats!! I havent received one since BK in 06.. I am waiting though...

Rebuilding since BK Discharge on 09/2006
Gardening Since 02/19/2013
Credit.com (707) Credit Sesame (801) Walmart (709) Credit Karma (688) Quizzle (714)


Established Contributor
Pilotdude
Posts: 955
Registered: ‎02-02-2013
0

Re: My first preapproval came in today's mail!

Nice!!!
I got one the other day from United Mileage explorer plus or something like that.
I didn't really read it cause I m in da garden and I have the cards I want right now.
It does feel good to get one though....without it being a FP. Lol

NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Frequent Contributor
fltn
Posts: 279
Registered: ‎12-26-2012
0

Re: My first preapproval came in today's mail!

I got my first today also, well 2,  but they were from GE. I didn't know that GE sent pre-approvals. Anyone heard of this?

Offers from Belk and Lowes.

Currently "freezing" in the garden!
Valued Contributor
FocusedAndDetermined
Posts: 6,379
Registered: ‎01-05-2013
0

Re: My first preapproval came in today's mail!

It is comforting to know that you meet the minimum requirements, even if you don't want the card.  You will probably start to receive others.  Pick the one(s) that best meet your needs. Congrats!


Moderator
09Lexie
Posts: 25,909
Registered: ‎09-13-2012
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Re: My first preapproval came in today's mail!

Valued Contributor
dodgerslv
Posts: 1,777
Registered: ‎06-16-2012
0

Re: My first preapproval came in today's mail!


09Lexie wrote:
Yes, better than Fingerhut! Lol

haha! very true. Im still waiting for my first one from a prime lender. Only Fingerhut, Credit One, and comenity bank shopping carts are the only ones i have gotten so far.


Cards: (Citi x6) (Chase x5) (US Bank x3) (Amex x3) (Barclays x3) (BofA x3) (Cap1 x2) (WF x2) (Penfed x1) (Discover x1) (Sync/GE x4) (Macys x2)
Fico 08 scores (8/27/14) EX: 772 TU: 767 EQ: 778 (Utilization at 8% right now).





Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: My first preapproval came in today's mail!


isoldmyatlas wrote:
Finally! I was starting to think I would never get any preapprovals. The only ones that ever hit our mailbox are for my boyfriend and the previous tenant who lived here. But today there was one for me! Citi Diamond Preferred, 0% apr for 12 months and 18.99% after that. Not anything I'm interested in, but still nice to see in the mail.

I got one of those when I was in subprime territory. Me personally i dont put too much stock in their offers.




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Member
billhill
Posts: 15
Registered: ‎04-27-2011
0

Re: My first preapproval came in today's mail!

I'm holding out on an invite for the Fingerhut Black card!

Valued Contributor
dodgerslv
Posts: 1,777
Registered: ‎06-16-2012
0

Re: My first preapproval came in today's mail!


billhill wrote:

I'm holding out on an invite for the Fingerhut Black card!


LOL!!! hilarious! On a side note guys, just a question regarding preapprovals from prime lenders, now that i got in with AMEX and Citi, will they eventually be sending me preapprovals, preselected or invitation letters in the mail down the road? Not that i plan to apply for anything else soon but just curious.

Cards: (Citi x6) (Chase x5) (US Bank x3) (Amex x3) (Barclays x3) (BofA x3) (Cap1 x2) (WF x2) (Penfed x1) (Discover x1) (Sync/GE x4) (Macys x2)
Fico 08 scores (8/27/14) EX: 772 TU: 767 EQ: 778 (Utilization at 8% right now).






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