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My goal cards

Valued Contributor

Re: My goal cards


starry1 wrote:

Actually on the jcp site, the rewards look very good for a store card.   I'd post a link, but I'm not sure that's allowed.  Is it an easy card to get?  I know its GE, but some are easier than others.


It is a very decently easy card to get. What does your credit profile look like? Any recent baddies or negatives? I had a woman come in one day who's credit was destroyed by identity faud that went on for some time (3 or 4 years without her knowing, i believe). for the past two years she was slowly trying to rebuild from a 300k mortgage and large auto loan the frauder opened up and defaulted on. she was so upset over the denials for CCs that she stopped apping completely for the past year. I told her GE was an easier creditor to app with and will build with you. she decided to go for it, and she got approved for a 500 limit! this woman was seriously about to cry and she was so thankful I convinced her to app for the card! I wished her well on the road to credit recovery and told her to ask for a CLI every 4 statements Smiley Tongue

 

ahh myFICO success stories...


Quicksilver WMC $20k | JCPenney Platinum $10k | Drive for Five $800 | Freedom VS $5k | TD Cash VS $5k | CFU VS $14.8k | Blue Sky $13.7k | IT $28k | SavingStar $14.8k | BCE $11.3k | Macy's AMEX $7.2k | BuyPower WEMC $7.5k | CSR VI $13.3k | Diamond Preferred $6.5k FICOS: EX 775 EQ 764 TU 759 VantageScore 3.0: EX 759 EQ 757 TU 762
Valued Contributor

Re: My goal cards

Fresh bk and a judgment still reporting.  Hopefully I will get that judgment off soon.  I think I'd better save the GE apps until my November app spree.


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
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Valued Contributor

Re: My goal cards


starry1 wrote:

Fresh bk and a judgment still reporting.  Hopefully I will get that judgment off soon.  I think I'd better save the GE apps until my November app spree.


I think that's a safe assessment. GE doesn't really like real recent stuff. Let it age and you'll be good to go!


Quicksilver WMC $20k | JCPenney Platinum $10k | Drive for Five $800 | Freedom VS $5k | TD Cash VS $5k | CFU VS $14.8k | Blue Sky $13.7k | IT $28k | SavingStar $14.8k | BCE $11.3k | Macy's AMEX $7.2k | BuyPower WEMC $7.5k | CSR VI $13.3k | Diamond Preferred $6.5k FICOS: EX 775 EQ 764 TU 759 VantageScore 3.0: EX 759 EQ 757 TU 762