Reply
Valued Contributor
daybreakgonesXe
Posts: 1,854
Registered: ‎11-17-2012
0

Re: My goal cards


starry1 wrote:

Actually on the jcp site, the rewards look very good for a store card.   I'd post a link, but I'm not sure that's allowed.  Is it an easy card to get?  I know its GE, but some are easier than others.


It is a very decently easy card to get. What does your credit profile look like? Any recent baddies or negatives? I had a woman come in one day who's credit was destroyed by identity faud that went on for some time (3 or 4 years without her knowing, i believe). for the past two years she was slowly trying to rebuild from a 300k mortgage and large auto loan the frauder opened up and defaulted on. she was so upset over the denials for CCs that she stopped apping completely for the past year. I told her GE was an easier creditor to app with and will build with you. she decided to go for it, and she got approved for a 500 limit! this woman was seriously about to cry and she was so thankful I convinced her to app for the card! I wished her well on the road to credit recovery and told her to ask for a CLI every 4 statements :smileytongue:

 

ahh myFICO success stories...

Capital One Quicksilver World Mastercard $10k | JCPenney Platinum $7.5k | Shell Drive for Five $800 | Chase Freedom Visa Signature $9.8k | TD Bank Easy Rewards Visa Signature $5k | Chase Sapphire Visa Signature $10k | American Express Blue Sky $25k | Discover IT $9.5k | SavingStar American Express $14.8k

EQ FICO 708 TU FICO 747 Credit Karma (TU) 771 Transrisk 783/990 Credit Sesame (EX) 754 Credit.com (EX) 753 VantageScore 3.0 712
Community Leader
Valued Contributor
starry1
Posts: 2,198
Registered: ‎11-29-2012
0

Re: My goal cards

Fresh bk and a judgment still reporting.  Hopefully I will get that judgment off soon.  I think I'd better save the GE apps until my November app spree.


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 7/30/14 TU 611; EQ 650; EX 640
Goal Score:  625 for now– New goal 675

Cap1 sec $1k (SD) / Fingerhut $1.3k / nRewards $3.5k / cashRewards $5k / NavChek $2.5k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $500 / Target $400 / PPSC $800 / Texaco $400 (last app 09/29/14)
Valued Contributor
daybreakgonesXe
Posts: 1,854
Registered: ‎11-17-2012
0

Re: My goal cards


starry1 wrote:

Fresh bk and a judgment still reporting.  Hopefully I will get that judgment off soon.  I think I'd better save the GE apps until my November app spree.


I think that's a safe assessment. GE doesn't really like real recent stuff. Let it age and you'll be good to go!

Capital One Quicksilver World Mastercard $10k | JCPenney Platinum $7.5k | Shell Drive for Five $800 | Chase Freedom Visa Signature $9.8k | TD Bank Easy Rewards Visa Signature $5k | Chase Sapphire Visa Signature $10k | American Express Blue Sky $25k | Discover IT $9.5k | SavingStar American Express $14.8k

EQ FICO 708 TU FICO 747 Credit Karma (TU) 771 Transrisk 783/990 Credit Sesame (EX) 754 Credit.com (EX) 753 VantageScore 3.0 712

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}