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Valued Contributor
daybreakgonesXe
Posts: 1,732
Registered: ‎11-17-2012

Re: My goal cards


starry1 wrote:

Actually on the jcp site, the rewards look very good for a store card.   I'd post a link, but I'm not sure that's allowed.  Is it an easy card to get?  I know its GE, but some are easier than others.


It is a very decently easy card to get. What does your credit profile look like? Any recent baddies or negatives? I had a woman come in one day who's credit was destroyed by identity faud that went on for some time (3 or 4 years without her knowing, i believe). for the past two years she was slowly trying to rebuild from a 300k mortgage and large auto loan the frauder opened up and defaulted on. she was so upset over the denials for CCs that she stopped apping completely for the past year. I told her GE was an easier creditor to app with and will build with you. she decided to go for it, and she got approved for a 500 limit! this woman was seriously about to cry and she was so thankful I convinced her to app for the card! I wished her well on the road to credit recovery and told her to ask for a CLI every 4 statements :smileytongue:

 

ahh myFICO success stories...

Capital One Quicksilver World Mastercard $10k | JCPenney Platinum $7.5k | Shell Drive for Five $800 | Chase Freedom Visa Signature $9.8k | TD Bank Easy Rewards Visa Signature $5k | Chase Sapphire Visa Signature $10k | American Express Blue Sky $25k | Discover IT $9.5k

EQ FICO 709 TU FICO 746 Credit Karma (TU) 780 Transrisk 821/990 Credit Sesame (EX) 762 Credit.com (EX) 763 VantageScore 3.0 733
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Valued Contributor
starry1
Posts: 2,069
Registered: ‎11-29-2012

Re: My goal cards

Fresh bk and a judgment still reporting.  Hopefully I will get that judgment off soon.  I think I'd better save the GE apps until my November app spree.


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 6/2614 TU 624; EQ 635; EX 610
Goal Score:  625 for now– New goal 675

Cap1 sec $700 (SD) / FP $300 (closed) / Fingerhut $1300 / nRewards $2.5k / cashRewards $1.5k / NavChek $2.5k
Amazon $1.7k / Walmart $1k / Von Maur $200 /Firestone $1.2k (last app 10/08/13)
Valued Contributor
daybreakgonesXe
Posts: 1,732
Registered: ‎11-17-2012

Re: My goal cards


starry1 wrote:

Fresh bk and a judgment still reporting.  Hopefully I will get that judgment off soon.  I think I'd better save the GE apps until my November app spree.


I think that's a safe assessment. GE doesn't really like real recent stuff. Let it age and you'll be good to go!

Capital One Quicksilver World Mastercard $10k | JCPenney Platinum $7.5k | Shell Drive for Five $800 | Chase Freedom Visa Signature $9.8k | TD Bank Easy Rewards Visa Signature $5k | Chase Sapphire Visa Signature $10k | American Express Blue Sky $25k | Discover IT $9.5k

EQ FICO 709 TU FICO 746 Credit Karma (TU) 780 Transrisk 821/990 Credit Sesame (EX) 762 Credit.com (EX) 763 VantageScore 3.0 733

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