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Regular Contributor
Posts: 158
Registered: ‎03-10-2012
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My last credit app (at least for the year) - Chrysler Mastercard / FNB of Omaha

The car I just purchased two months ago was a Chrysler, so today I receive a letter in the mail. A pre-approval for a Chrysler Mastercard:

 

0% intro for balance transfers until August 2014

0% intro for purchased until March 2014

cash/points rewards system

 

Normally I toss pre-approvals into the shredder, but ... I went ahead and applied online. They do not instant approve, so I have to wait 2-4 weeks for a decision letter.

 

Anybody have some guess to what credit profile they like? First National Bank of Omaha (First Bankcard) 

Moderator
Posts: 27,204
Registered: ‎09-13-2012
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Re: My last credit app (at least for the year) - Chrysler Mastercard / FNB of Omaha

Good luck. FNBO is good bank. SP's for CLI's and good Cust service.
Member
Posts: 30,743
Registered: ‎02-07-2013
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Re: My last credit app (at least for the year) - Chrysler Mastercard / FNB of Omaha


Volpes wrote:

The car I just purchased two months ago was a Chrysler, so today I receive a letter in the mail. A pre-approval for a Chrysler Mastercard:

 

0% intro for balance transfers until August 2014

0% intro for purchased until March 2014

cash/points rewards system

 

Normally I toss pre-approvals into the shredder, but ... I went ahead and applied online. They do not instant approve, so I have to wait 2-4 weeks for a decision letter.

 

Anybody have some guess to what credit profile they like? First National Bank of Omaha (First Bankcard) 


I have an FBNO Amex 

Got it my last spree unfortunately they manually review for approvals so be patience

All the research I did before applying I didn't find one pre-approval that was denied. So that's a good sign in your favorSmiley Wink

CLI's are SP's and you can ask if you have any pre-approved CLI's every 3-4 months.

I have my finger crossed for you and wishing you the best.

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Regular Contributor
Posts: 158
Registered: ‎03-10-2012
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Re: My last credit app (at least for the year) - Chrysler Mastercard / FNB of Omaha

[ Edited ]

Received an email today - They approved me! I can only wonder what the CL will be.

 

Well looks like my manual review went quickly... Slow business week? Smiley Tongue

 

 

Moderator
Posts: 27,204
Registered: ‎09-13-2012
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Re: My last credit app (at least for the year) - Chrysler Mastercard / FNB of Omaha

Valued Contributor
Posts: 2,829
Registered: ‎03-14-2012
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Re: My last credit app (at least for the year) - Chrysler Mastercard / FNB of Omaha

Congrats!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
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Re: My last credit app (at least for the year) - Chrysler Mastercard / FNB of Omaha

CONGRATS!

 

Let us know what your credit line is.

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Regular Contributor
Posts: 158
Registered: ‎03-10-2012
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Re: My last credit app (at least for the year) - Chrysler Mastercard / FNB of Omaha

Arrived in the mail today - it has a $800 CL; officially my lowest limit credit card, since I have closed two sub-prime cards.
Regular Contributor
Posts: 158
Registered: ‎03-10-2012
0

Re: My last credit app (at least for the year) - Chrysler Mastercard / FNB of Omaha

woo hold on here. After looking around in the online account, my 0% balance transfer offer has a limit - $300.

 

lol, I'm not even going to bother.

Moderator
Posts: 27,204
Registered: ‎09-13-2012
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Re: My last credit app (at least for the year) - Chrysler Mastercard / FNB of Omaha

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