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Regular Contributor
Volpes
Posts: 158
Registered: ‎03-10-2012
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My last credit app (at least for the year) - Chrysler Mastercard / FNB of Omaha

The car I just purchased two months ago was a Chrysler, so today I receive a letter in the mail. A pre-approval for a Chrysler Mastercard:

 

0% intro for balance transfers until August 2014

0% intro for purchased until March 2014

cash/points rewards system

 

Normally I toss pre-approvals into the shredder, but ... I went ahead and applied online. They do not instant approve, so I have to wait 2-4 weeks for a decision letter.

 

Anybody have some guess to what credit profile they like? First National Bank of Omaha (First Bankcard) 

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09Lexie
Posts: 26,348
Registered: ‎09-13-2012
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Re: My last credit app (at least for the year) - Chrysler Mastercard / FNB of Omaha

Good luck. FNBO is good bank. SP's for CLI's and good Cust service.
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Senior Contributor
myjourney
Posts: 26,659
Registered: ‎02-07-2013
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Re: My last credit app (at least for the year) - Chrysler Mastercard / FNB of Omaha


Volpes wrote:

The car I just purchased two months ago was a Chrysler, so today I receive a letter in the mail. A pre-approval for a Chrysler Mastercard:

 

0% intro for balance transfers until August 2014

0% intro for purchased until March 2014

cash/points rewards system

 

Normally I toss pre-approvals into the shredder, but ... I went ahead and applied online. They do not instant approve, so I have to wait 2-4 weeks for a decision letter.

 

Anybody have some guess to what credit profile they like? First National Bank of Omaha (First Bankcard) 


I have an FBNO Amex 

Got it my last spree unfortunately they manually review for approvals so be patience

All the research I did before applying I didn't find one pre-approval that was denied. So that's a good sign in your favor:smileywink:

CLI's are SP's and you can ask if you have any pre-approved CLI's every 3-4 months.

I have my finger crossed for you and wishing you the best.

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


Regular Contributor
Volpes
Posts: 158
Registered: ‎03-10-2012
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Re: My last credit app (at least for the year) - Chrysler Mastercard / FNB of Omaha

[ Edited ]

Received an email today - They approved me! I can only wonder what the CL will be.

 

Well looks like my manual review went quickly... Slow business week? :smileytongue:

 

 

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09Lexie
Posts: 26,348
Registered: ‎09-13-2012
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Re: My last credit app (at least for the year) - Chrysler Mastercard / FNB of Omaha

Valued Contributor
MsLadyRover
Posts: 2,829
Registered: ‎03-14-2012
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Re: My last credit app (at least for the year) - Chrysler Mastercard / FNB of Omaha

Congrats!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Valued Contributor
maiden_girl
Posts: 2,108
Registered: ‎12-29-2011
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Re: My last credit app (at least for the year) - Chrysler Mastercard / FNB of Omaha

CONGRATS!

 

Let us know what your credit line is.

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Regular Contributor
Volpes
Posts: 158
Registered: ‎03-10-2012
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Re: My last credit app (at least for the year) - Chrysler Mastercard / FNB of Omaha

Arrived in the mail today - it has a $800 CL; officially my lowest limit credit card, since I have closed two sub-prime cards.
Regular Contributor
Volpes
Posts: 158
Registered: ‎03-10-2012
0

Re: My last credit app (at least for the year) - Chrysler Mastercard / FNB of Omaha

woo hold on here. After looking around in the online account, my 0% balance transfer offer has a limit - $300.

 

lol, I'm not even going to bother.

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09Lexie
Posts: 26,348
Registered: ‎09-13-2012
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Re: My last credit app (at least for the year) - Chrysler Mastercard / FNB of Omaha


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