Reply
Moderator Emeritus
tinuviel
Posts: 4,877
Registered: ‎11-02-2010
0

My new cards have begun to arrive!

My Discover, BoA BankAmericard and Citi Diamond arrived today! I've spent the evening getting the cards activated and setting up online banking. So much fun!

 

Except, BoA wouldn't allow me to set up online banking. The website kept coming back saying that they couldn't locate my account information! I called up CS, and spoke with 4 different CSRs -- before getting disconnected! -- then called yet again. At first I got connected to checking/savings, which couldn't find my account (I don't have checking/savings with them). After she finally figured out that I wasn't a checking/savings customer (Me: I have a Visa Signature with you. Her: Is that a credit card?), I was connected to card services. They found me, and were supposed to transfer me to online banking, but connected me back to checking/savings! Bottom line after several transfers -- they recommended I wait for my card activation to finish posting overnight and try again tomorrow. We'll see how this works out.

 

Other than that, I'm so happy to have my new cards! I had to rearrange my wallet, but it feels wonderful to have a line up of cards that I want to keep with me long term, instead of a wallet full of rebuilders. So happy!!! :smileyvery-happy:


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Established Contributor
CruzImperial
Posts: 867
Registered: ‎07-04-2012
0

Re: My new cards have begun to arrive!

Congratulations! Nothing compares to the feel of freshly made plastic warming in your back pocket :smileyhappy:

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Established Contributor
TNTransplant
Posts: 772
Registered: ‎01-03-2012
0

Re: My new cards have begun to arrive!

Exciting, isn't it?  New plastic is so addicting... :smileyhappy:


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

New Member
Schmooey88
Posts: 13
Registered: ‎08-30-2012
0

Re: My new cards have begun to arrive!

Its like Christmas in August!! :smileytongue:

Valued Contributor
MsLadyRover
Posts: 2,829
Registered: ‎03-14-2012
0

Re: My new cards have begun to arrive!

Congratulations! Glad you are enjoying your new cards!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Super Contributor
CS800
Posts: 6,551
Registered: ‎04-07-2008
0

Re: My new cards have begun to arrive!

Tinu, great additions. May I ask your CL's?




Senior Contributor
bichonmom
Posts: 3,318
Registered: ‎05-05-2011
0

Re: My new cards have begun to arrive!

Congrats on the new cards! That's quite an app spree. :smileyhappy: It seems like rebuilding takes a lot of patience, but then it does finally pay off in a big way.

 

I so know the frustration of dealing w/CSRs (even in the US!). Hope you get your BofA acct set up!

 

 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Valued Contributor
RockinRay
Posts: 1,947
Registered: ‎08-13-2007
0

Re: My new cards have begun to arrive!

That is so cool Tinu - you deserve this with all of your hard work getting things in order...

 

The future looks super bright!

Ray

** Every Card has a Job, and Every Card does its Job **

Moderator Emeritus
tinuviel
Posts: 4,877
Registered: ‎11-02-2010
0

Re: My new cards have begun to arrive!


CS800 wrote:

Tinu, great additions. May I ask your CL's?


 

Absolutely; happy to share!

 

Discover More - 2000

BoA BankAmericard UCF Alumni - 5000

Citi Diamond Preferred - 6800

Wells Fargo Rewards Visa - 7000

 

It was kind of strange... the above shows the order in which I apped, and every approval came back with a higher CL than the previous. I'm sure it was coincidental, since the individual banks couldn't see what the others were doing with their approvals and the limits they were setting. Still, it felt like I had some sort of  momentum going with my app spree; that was fun.  :smileyhappy:

 


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Moderator Emeritus
tinuviel
Posts: 4,877
Registered: ‎11-02-2010
0

Re: My new cards have begun to arrive!

I'm still working on getting online banking set up for my BoA card. I spoke with another CSR today and he told me that it in some cases it can take a couple of days for card services to get the info set  up so that online banking can access it. So, I'm going to keep trying and hope that within a couple of days I'm able to get it set up. I did make a small purchase with the card and it went through, so I know that it's been activated and is working properly.


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}