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My one and only complaint about CITI so far...

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tobey
Contributor

Re: My one and only complaint about CITI so far...

As others have said, you've gotta wait until your first statement cuts. Citi did this to me as well, so you'd think I would have learned, but no. I charged up my brand new Cap1 card this week thinking I would be able to pay it off before the statement generated. NOPE. Looks like I'm gonna have some very high util this month...

 

Let that be a lesson to you kiddies. Don't go nuts until your first statment cuts!


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Message 11 of 15
jefftca925
Established Contributor

Re: My one and only complaint about CITI so far...

I had the same problem the first month... couldn't pay online.  However, there is a Citibank branch down the street from where I live and I made a payment there that posted in a couple of days.

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Message 12 of 15
Uborrow-Upay
Valued Contributor

Re: My one and only complaint about CITI so far...

 


@smc733 wrote:

I am the other poster that UBUP mentioned.  I am now on my second statement, and my balance was $206.80, but unlike last month, I was successfully able to pay it early!  I'm guessing they just make you wait until your first statement cuts to be able to do that.

 

So tip would be, keep a low balance your first month as its going to make you report it.


 

Thanks for the update, smc733!   Looks like we now have a definitive answer here.  Smiley Happy

 

 

 

 

Message 13 of 15
Anonymous
Not applicable

Re: My one and only complaint about CITI so far...

Excellent! Thanks for the information! I'm looking forward to being back on track in a month.

Message 14 of 15
fused
Moderator Emeritus

Re: My one and only complaint about CITI so far...

 


@smc733 wrote:

I am the other poster that UBUP mentioned.  I am now on my second statement, and my balance was $206.80, but unlike last month, I was successfully able to pay it early!  I'm guessing they just make you wait until your first statement cuts to be able to do that.

 

So tip would be, keep a low balance your first month as its going to make you report it.


How much interest were you charged?

 

Message 15 of 15
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