02-02-2013 04:42 PM
Right now I'm stuck with the $500 limit Zync because I had such a small credit profile when I applied for the Zync. I'd like to be able to cancel the Zync, keep my current points, and apply for a BCE. Is this possible? I only have 1,742 points right now, but I'd obviously like to keep these points if I can.
Because of the fear that I think I might loose all my points, I have barely been using my Zync.
Thanks.
02-02-2013 04:44 PM
don't think you can transfer points to bce if anything you could app for green them convert you're express points to membership points,
02-02-2013 04:46 PM
Cancel zync, and then app for Green.
You will not get approval for green, while you have zync with a hard limit. Points will be there.
Starting Score: TU:650 - EQ: 67202-02-2013 04:51 PM
02-02-2013 05:42 PM
02-02-2013 06:21 PM
02-02-2013 06:41 PM
Because the green earns MR points, the BCE doesn't...

02-02-2013 09:16 PM
2011beginnings wrote:
Wow. I didn't know the zync had a credit limit. How long have you had it?
Zync had 2 offerings...NPSL and also a card with a limit. Card with the limit is...well...limiting! There's really not a lot one can do with it other than cancelling and applying for a different card.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO


