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Kr33ker
Posts: 143
Registered: ‎04-11-2012
0

My only AMEX is $500 Zync, anyway to cancel Zync and keep my points for the new card I apply for?

Right now I'm stuck with the $500 limit Zync because I had such a small credit profile when I applied for the Zync. I'd like to be able to cancel the Zync, keep my current points, and apply for a BCE. Is this possible? I only have 1,742 points right now, but  I'd obviously like to keep these points if I can.

 

Because of the fear that I think I might loose all my points, I have barely been using my Zync.

 

Thanks.

IT (11500 CL), Freedom (5000 CL), Zync (500 CL), PFCU (500 CL)

Starting Score: 699 EQ (4/11/12)
Current Score: 761 EQ (8/15/12)
Goal Score: 800+ EQ
Established Member
nissanaltimacrazyhorse
Posts: 58
Registered: ‎10-24-2011
0

Re: My only AMEX is $500 Zync, anyway to cancel Zync and keep my points for the new card I apply for

don't think you can transfer points to bce if anything you could app for green them convert you're express points to membership points,

chase sapphire preferred 5k
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chase freedom 500
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trans union 705 goal 750
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Valued Contributor
Repo-ed
Posts: 2,960
Registered: ‎02-09-2012
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Re: My only AMEX is $500 Zync, anyway to cancel Zync and keep my points for the new card I apply for

Cancel zync, and then app for Green.

 

You will not get approval for green, while you have zync with a hard limit.  Points will be there.

5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

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Contributor
Kr33ker
Posts: 143
Registered: ‎04-11-2012
0

Re: My only AMEX is $500 Zync, anyway to cancel Zync and keep my points for the new card I apply for

That's true about the transfer or points between the bce and Zync.

Repo why do you recommend the Green? Is it because its points are compatible with the Zync's points? Because I probably won't get approved for the BCE? Because the Green is a better card?
IT (11500 CL), Freedom (5000 CL), Zync (500 CL), PFCU (500 CL)

Starting Score: 699 EQ (4/11/12)
Current Score: 761 EQ (8/15/12)
Goal Score: 800+ EQ
Frequent Contributor
2011beginnings
Posts: 296
Registered: ‎02-01-2013
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Re: My only AMEX is $500 Zync, anyway to cancel Zync and keep my points for the new card I apply for

Wow. I didn't know the zync had a credit limit. How long have you had it?
PenFed AMEX: $5500 | AMEX BCE: $8300 | AMEX E: $5000 | BofA BBR: $5000 | Discover It: $6500 | CSP: $11500 | CF: $5500 | Citi DIVIDEND: $5700 | CITI TYP: $4600 | BofA CR: $7500 | CAP ONE Q: $3000 |

TU: 722 / EX: 763 / EQ: 735
Contributor
Kr33ker
Posts: 143
Registered: ‎04-11-2012
0

Re: My only AMEX is $500 Zync, anyway to cancel Zync and keep my points for the new card I apply for

Since May. When I accepted the card I didn't know it would be locked at 500,and I that I couldn't get any other cards when you having the 500 limit Zync.
IT (11500 CL), Freedom (5000 CL), Zync (500 CL), PFCU (500 CL)

Starting Score: 699 EQ (4/11/12)
Current Score: 761 EQ (8/15/12)
Goal Score: 800+ EQ
Valued Contributor
ryanbush
Posts: 1,292
Registered: ‎08-19-2012
0

Re: My only AMEX is $500 Zync, anyway to cancel Zync and keep my points for the new card I apply for

Because the green earns MR points, the BCE doesn't...

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
Valued Contributor
thom02099
Posts: 1,348
Registered: ‎08-30-2011
0

Re: My only AMEX is $500 Zync, anyway to cancel Zync and keep my points for the new card I apply for


2011beginnings wrote:
Wow. I didn't know the zync had a credit limit. How long have you had it?

Zync had 2 offerings...NPSL and also a card with a limit.  Card with the limit is...well...limiting!  There's really not a lot one can do with it other than cancelling and applying for a different card.

Diners Club Premier MasterCard $50K / AMEX Gold NPSL / AMEX Zync NPSL / AMEX Blue Cash Preferred $14K / Bank of America Cash Rewards Signature Visa $15K / Merrill Lynch Plus Signature Visa $15K / Wells Fargo Propel 365 $15K / Chase Sapphire Preferred Signature Visa $10K / J P Morgan Select Signature Visa $10K / Chase Slate Visa $6K / CITI Diamond Preferred MasterCard $13.2K / Discover IT $10.5K / IberiaBank Select Visa $8K / 1st Command Bank Platinum Visa $7.5K // Home Depot $9.7K / Lowes $10K

EX = 799 EQ = 812 TU = 811 - 11/2014

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