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Contributor
Kr33ker
Posts: 143
Registered: ‎04-11-2012

My only AMEX is $500 Zync, anyway to cancel Zync and keep my points for the new card I apply for?

Right now I'm stuck with the $500 limit Zync because I had such a small credit profile when I applied for the Zync. I'd like to be able to cancel the Zync, keep my current points, and apply for a BCE. Is this possible? I only have 1,742 points right now, but  I'd obviously like to keep these points if I can.

 

Because of the fear that I think I might loose all my points, I have barely been using my Zync.

 

Thanks.

IT (11500 CL), Freedom (5000 CL), Zync (500 CL), PFCU (500 CL)

Starting Score: 699 EQ (4/11/12)
Current Score: 761 EQ (8/15/12)
Goal Score: 800+ EQ
Established Member
nissanaltimacrazyhorse
Posts: 54
Registered: ‎10-24-2011

Re: My only AMEX is $500 Zync, anyway to cancel Zync and keep my points for the new card I apply for

don't think you can transfer points to bce if anything you could app for green them convert you're express points to membership points,

chase sapphire preferred 5k
amex hilton honors 5k
amex blue cash preferred 2.5k
local credit union 7k
cabelas visa 500 lol

trans union 705 goal 750
equifax 675 goal 750

Valued Contributor
Repo-ed
Posts: 2,602
Registered: ‎02-09-2012

Re: My only AMEX is $500 Zync, anyway to cancel Zync and keep my points for the new card I apply for

Cancel zync, and then app for Green.

 

You will not get approval for green, while you have zync with a hard limit.  Points will be there.


Starting Score: TU:650 - EQ: 672
Current Score: TU: 706 - EQ: 680 - EX: 699
Goal Score: 700

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Contributor
Kr33ker
Posts: 143
Registered: ‎04-11-2012

Re: My only AMEX is $500 Zync, anyway to cancel Zync and keep my points for the new card I apply for

That's true about the transfer or points between the bce and Zync.

Repo why do you recommend the Green? Is it because its points are compatible with the Zync's points? Because I probably won't get approved for the BCE? Because the Green is a better card?
IT (11500 CL), Freedom (5000 CL), Zync (500 CL), PFCU (500 CL)

Starting Score: 699 EQ (4/11/12)
Current Score: 761 EQ (8/15/12)
Goal Score: 800+ EQ
Regular Contributor
2011beginnings
Posts: 202
Registered: ‎02-01-2013

Re: My only AMEX is $500 Zync, anyway to cancel Zync and keep my points for the new card I apply for

Wow. I didn't know the zync had a credit limit. How long have you had it?
AMEX BCE: $2000 | BofA BBR: $5000 | Discover It: $2000 | CS: $5000 | CSP: $5000 | BofA CR: $5000

TU: 725 / EX: 740 / EQ: 735
Contributor
Kr33ker
Posts: 143
Registered: ‎04-11-2012

Re: My only AMEX is $500 Zync, anyway to cancel Zync and keep my points for the new card I apply for

Since May. When I accepted the card I didn't know it would be locked at 500,and I that I couldn't get any other cards when you having the 500 limit Zync.
IT (11500 CL), Freedom (5000 CL), Zync (500 CL), PFCU (500 CL)

Starting Score: 699 EQ (4/11/12)
Current Score: 761 EQ (8/15/12)
Goal Score: 800+ EQ
Established Contributor
ryanbush
Posts: 1,094
Registered: ‎08-19-2012

Re: My only AMEX is $500 Zync, anyway to cancel Zync and keep my points for the new card I apply for

Because the green earns MR points, the BCE doesn't...


Established Contributor
thom02099
Posts: 782
Registered: ‎08-30-2011

Re: My only AMEX is $500 Zync, anyway to cancel Zync and keep my points for the new card I apply for


2011beginnings wrote:
Wow. I didn't know the zync had a credit limit. How long have you had it?

Zync had 2 offerings...NPSL and also a card with a limit.  Card with the limit is...well...limiting!  There's really not a lot one can do with it other than cancelling and applying for a different card.


In The Garden 02/01/13
TU(TU04)=813 EQ(BEACON 9.0)=803 EX=756(4/2013) CL=$123,650 TOTAL/UTIL= ~5%

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