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My scores are climbing!!!!!!!!!!!!!!

Valued Member

My scores are climbing!!!!!!!!!!!!!!

I am so glad that I found this site!  I worked on cleaning things up on my CR for the last 6 months, and in that time have come up from the low 500's with no TU score at all to yesterday's scorewatch scores of TU 665 and EQ 633. In february I got a secured card from my CU and  with careful usage over the last couple of months I have watched my scores increasing... It feels good to see my credit improving!


Starting Score: EQ 581,NO TU
Current Score: TU 676, EQ 663 EX 653
Goal Score: 700


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Message 1 of 5
4 REPLIES
Valued Contributor

Re: My scores are climbing!!!!!!!!!!!!!!

Nice job there, farmgirljen!   Smiley Happy

 

Keep up the good work!!

Message 2 of 5
Regular Contributor

Re: My scores are climbing!!!!!!!!!!!!!!

Nice, Keep it going! Grats!

Current Scores (as of 04/22/13): EQ FICO=795; TU FICO =766; EX =763

BankAmericard Cash Rewards ($20,000) | Amex Platinum (NPSL) | Amex Clear ($20,000) | Amex Blue Cash ($2,500) | Chase Freedom ($11,000) | PenFed Platinum Cash Rewards ($5,000) | Barclaycard Apple ($5,000) | Discover More ($6,500) | BankAmericard Cash Rewards [Authorized User] ($15,000)
Message 3 of 5
Valued Member

Re: My scores are climbing!!!!!!!!!!!!!!

CongratsSmiley Very Happy I am in the same battle and it TRULY feels good when your coming from the bottom. One thing I have noticed though, is my score goal continues to increase. I remember when I would have been happy with just a 620 score but not anymore, it's like a drug the more the better the score the more you want.


Starting Score: 509
Current Score: 687 EQ 712TU
Goal Score: 800


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Message 4 of 5
Highlighted
Contributor

Re: My scores are climbing!!!!!!!!!!!!!!

I couldn't agree more.  In 9/08 my FICO was 513 - I had to finance a car at 14.75%.

 

In 3/09 I bought a new car, my FICO was 635.  Financed at 7.9%

 

Now, three months later, my FICO jumped to 703!  So in less than 2 years, I managed to get my score up almost 200 points.

 

How did I do it?  Paid everyone off, worked with the collection companies to get PFD.  Refi'd my student loans and I think the biggest factor was TIME.  Thankfully the baddies on my report are now 5+  years old...


Starting Score: 3/2010 - TU = 635 EQ = 620
Current Score: 10/2010 - TU = 699 EQ = 743 EX = 709 (LO pull)
Goal Score: 1,000,000


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Message 5 of 5