@SouthJamaica wrote:
@woodyman100 wrote:Jet Blue went from 14,000 to 1,000 $0 balance
Arrival went from 10,000 to 1.450 $1271 balance (PIF monthly. All my utilities were on this card)
Ring went from 20,000 to 3,200 $3000 balance. Paying off a slab from building my house.
I guess my last spree spooked them.
NFCU hit me with 7 TU inquiries when I joined and apped for the products (every time I called on the LOC it was another pull.
I paid everything off and removed all of my bills from the cards.
I'm going to quickly use my $370 in rewards as soon as the payment clears and then SD them and let what ever will be will be.
I have Jet Blue points, but they are safely with Jet Blue
Don't think of it as a gallows; think of it as a thumb screw, but one you can remove at will
Bahahaha!
@baller4life wrote:LMAO you guys are cracking me up with these reasons. But, so very true.
I made a personal decision that I am not interested in having any lender that I have to walk on eggshells and live in fear of constantly. As much as a loved my Ring, I let it go and guess what. I found a CU with even better benefits at 7.24% apr. HA! Take that Sir Barclays.
I had this same thinking with Comenity and I haven't looked back
@CreditMagic7 wrote:You know woodyman100, you been on this forum a lot longer than i have and it's always been so very obvious even from my end anyway, that you are and continue to be very responsible with your profile, make adjustments like anyone else, etc.
And it is this very thing that always crops up from Barclays
that gives a member serious trust issues in them.
The above member who suggested that they can't really be counted on is 100% spot-on about them and is why i flushed them out when i did.
I'll call on Monday and find out the exact reasons, but it doesn't take a rocket scientist
I already had 51 inquiries on TU after 3 months of gardening. NFCU pulled 7 times for 2 CC's, membership and a LOC.
I added a car loan for my wife and her trade in was still reporting. I had a sudden jump of $35k in auto loan debt during the few days that they SP'd AND I went on a little spree and picked up 4 new accounts.
i'm fairly confident they will read this exact same post on this thread right back to me.
humuhumunukunukuapuaa wrote:
Justagirl73 wrote:
We need a thread of lenders who don't spook easy. I pif, but there may come a time where I want/need to carry a balance. I don't want to be a nervous wreck the entire time.
It would have been 1 thing if the op had maxed out most of their cards or was even at 80% utility over all. But to have your limits sliced to less than nearly 10% just from pulls??? That's nuts imo.
This would be a nice to have such a list, justagirl.
I agree we should do our best to support the OP as it is not easy to come on this board and report AA. I appreciate how hard that must be to put it out there publicly, OP.
Sorry this happened, OP, and I hope it works out for you.
Thanks humuhumunukunukuapuaa. You're always very supportive of other members.
Some posters feel the need to scold veteran members of the board. That, I don't understand.
my response in my head is "No Sh*# Sherlock!
Always trying to act like Daddy and say we "Need to alter our behavior".
I KNOW EXACTLY what my behavior is.
I' m posting to present data points and quite frankly, poke a little fun at myself.
Some people need to worry a little bit more about there own sand box.
Sorry to hijack your mention on here to vent a bit about something else, but I didn't think you would mind
@ddemari wrote:OP, i am sorry about your barclays experience. i didnt post this but a few weeks ago i logged into barclays and they closed all my cards. they have balance chased me and reduced my limits in the past, but this time every card was closed with a zero balance. i have lots of inquiries therefore I knew it was going to happen eventually but it was still sad to see SallieMae, LL Bean, Arrival + and Aviator WEMC go bye.
ddemari-It just gets worse and worse with them all of the time.
Sorry to learn that it took it's toll on your cards with them too. 