Dropped another 9 points in this FAKO. They generated the report on 11/1/12 which meant that my UTIL on Discover wasnt updated (it updated on 11/3) and the model of scoring they use factored my charge card into UTIL. Since its the first month it is seeing the charges on card as 100% UTIL. Also, it said that me owing $1023 was a high amount to owe on credit cards. Really 1k is alot?
Is this free to use like creditkarma or credit sesame?
I know it's free if you have the secured cap one card
Good to know.