MyFICO Members Vote for Best Cards 2012:

[jamie123]

Keep it short and sweet. One card only for each category. Copy and paste and edit to respond. I'll tally the results in my next post. If you don't have a candidate in that particular category please don't vote for that category.

Best Secured Card: XXXX

Reason: XXXX

Negatives: XXXX

Best Unsecured Rebuilding Card: XXXX

Reason: XXXX

Negatives: XXXX

Best Charge Card: XXXX

Reason: XXXX

Negatives: XXXX

Best Travel Card: XXXX

Reason: XXXX

Negatives: XXXX

Best Cash Back Card: XXXX

Reason: XXXX

Negatives: XXXX

Best Store Card: XXXX

Reason: XXXX

Negatives: XXXX

Your Dream Card: XXXX

Reason: XXXX

Negatives: XXXX

The results will be posted in my next post.

Have at it! May the best cards win!

[jamie123]

The results are in!

Here they are:

Best Secured Card: XXXX

Reason: XXXX

Negatives: XXXX

Best Unsecured Rebuilding Card: XXXX

Reason: XXXX

Negatives: XXXX

Best Charge Card: XXXX

Reason: XXXX

Negatives: XXXX

Best Travel Card: XXXX

Reason: XXXX

Negatives: XXXX

Best Cash Back Card: XXXX

Reason: XXXX

Negatives: XXXX

Best Store Card: XXXX

Reason: XXXX

Negatives: XXXX

Your Dream Card: XXXX

Reason: XXXX

Negatives: XXXX

[iMacDrew]

ill do a partial because i am not too familiar with secured/unsecured cards.

Best Charge Card: Amex PRG

Reason: The signing bonus / point structure for rewards

Negatives:  175 annual fee after 1st year

Best Travel Card: Chase Sapphire Preferred

Reason: 20% off travel through chase

Negatives: 95 annual fee

Best Cash Back Card: Amex BCP

Reason: 6% groceries / 3% gas and dept. stores

Negatives: 75 annual fee

Best Store Card: Walmart

Reason: TU fico

Negatives: i dont shop at walmart too much

Your Dream Card: penfed platinum rewards

Reason: nice rewards structure, no af, imo one of the hardest cards to get besides centurion and palladium

Negatives: gotta have superb credit w/o any flaws