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Established Contributor
jamie123
Posts: 808
Registered: ‎03-22-2012
0

MyFICO Members Vote for Best Cards 2012:

Keep it short and sweet. One card only for each category. Copy and paste and edit to respond. I'll tally the results in my next post. If you don't have a candidate in that particular category please don't vote for that category.

 

Best Secured Card: XXXX

Reason: XXXX

Negatives: XXXX

 

Best Unsecured Rebuilding Card: XXXX

Reason: XXXX

Negatives: XXXX

 

Best Charge Card: XXXX

Reason: XXXX

Negatives: XXXX

 

Best Travel Card: XXXX

Reason: XXXX

Negatives: XXXX

 

Best Cash Back Card: XXXX

Reason: XXXX

Negatives: XXXX

 

Best Store Card: XXXX

Reason: XXXX

Negatives: XXXX

 

Your Dream Card: XXXX

Reason: XXXX

Negatives: XXXX

 

The results will be posted in my next post.

Have at it! May the best cards win!

 

 



Starting Score: EQ 658 6/18/12
Current Score: EQ 696 9/5/14 - EX 687 7/21/14 - TU 682 7/21/14
Goal Score: EQ 720+
Take the FICO Fitness Challenge

Established Contributor
jamie123
Posts: 808
Registered: ‎03-22-2012
0

Re: MyFICO Members Vote for Best Cards 2012:

The results are in!

 

Here they are:

 

Best Secured Card: XXXX

Reason: XXXX

Negatives: XXXX

 

Best Unsecured Rebuilding Card: XXXX

Reason: XXXX

Negatives: XXXX

 

Best Charge Card: XXXX

Reason: XXXX

Negatives: XXXX

 

Best Travel Card: XXXX

Reason: XXXX

Negatives: XXXX

 

Best Cash Back Card: XXXX

Reason: XXXX

Negatives: XXXX

 

Best Store Card: XXXX

Reason: XXXX

Negatives: XXXX

 

Your Dream Card: XXXX

Reason: XXXX

Negatives: XXXX



Starting Score: EQ 658 6/18/12
Current Score: EQ 696 9/5/14 - EX 687 7/21/14 - TU 682 7/21/14
Goal Score: EQ 720+
Take the FICO Fitness Challenge

Frequent Contributor
iMacDrew
Posts: 350
Registered: ‎07-13-2012
0

Re: MyFICO Members Vote for Best Cards 2012:

ill do a partial because i am not too familiar with secured/unsecured cards.

 

Best Charge Card: Amex PRG

Reason: The signing bonus / point structure for rewards

Negatives:  175 annual fee after 1st year

 

Best Travel Card: Chase Sapphire Preferred

Reason: 20% off travel through chase

Negatives: 95 annual fee

 

Best Cash Back Card: Amex BCP

Reason: 6% groceries / 3% gas and dept. stores

Negatives: 75 annual fee

 

Best Store Card: Walmart

Reason: TU fico

Negatives: i dont shop at walmart too much

 

Your Dream Card: penfed platinum rewards

Reason: nice rewards structure, no af, imo one of the hardest cards to get besides centurion and palladium

Negatives: gotta have superb credit w/o any flaws 

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703

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