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NASA, Diners Club, Capital One & the next one is?

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Anonymous
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NASA, Diners Club, Capital One & the next one is?

In the last 6 months, some of our members have been jumping out of garden to take advantage of the big bonanzas and huge credit limits from different banks. I am wondering who will be the next one willing give GREAT credit limits. I have the feeling that Cap One was a wake up call for several members.  Any guess?

Message 1 of 43
42 REPLIES 42
Anonymous
Not applicable

Re: NASA, Diners Club, Capital One & the next one is?

I'm holding out for First Premier to start offering 1K+ starting CLs. That will get me to run, screaming out of the garden!

Message 2 of 43
chalupaman
Super Contributor

Re: NASA, Diners Club, Capital One & the next one is?

I predict some random CU or a lender that has been known for giving out low CLs suddenly handing out higher ones like candy.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 3 of 43
Anonymous
Not applicable

Re: NASA, Diners Club, Capital One & the next one is?


@chalupaman wrote:

I predict some random CU or a lender that has been known for giving out low CLs suddenly handing out higher ones like candy.


I hope, I need to add another CU to my list. I only have NASA and I want " diversity" on my porfolio

Message 4 of 43
Imperfectfuture
Super Contributor

Re: NASA, Diners Club, Capital One & the next one is?

Alliant?
Signature needs updating
Message 5 of 43
Anonymous
Not applicable

Re: NASA, Diners Club, Capital One & the next one is?


@Imperfectfuture wrote:
Alliant?

I don't know them. However,  if we hear of nice limits, I will jump.

Message 6 of 43
Imperfectfuture
Super Contributor

Re: NASA, Diners Club, Capital One & the next one is?

I don't need their card, but they promise generous limits. I just joined for the savings rate, they have .64 back on checking without jumping through a ton of hoops, don't need it just yet,
Signature needs updating
Message 7 of 43
baller4life
Super Contributor

Re: NASA, Diners Club, Capital One & the next one is?

Alliant looks pretty sweet. High yield savings and checking. Credit card limits up to $50k. Hmmmm they may need to go on my CU list.
Message 8 of 43
thelethargicage
Valued Contributor

Re: NASA, Diners Club, Capital One & the next one is?

SunTrust Platinum MasterCard


Message 9 of 43
Anonymous
Not applicable

Re: NASA, Diners Club, Capital One & the next one is?

I love alliant!

when i applied with them, my highest limit at the moment was 8k with us bank,

I apped for their low interest credit card and asked for 10k, a minute later a credit analyst called me and offered me 15k.

I should have asked for 20, i just might have gotten it..

Message 10 of 43
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