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@Anonymous wrote:
Maybe I missed it or OP knows this but keep in mind tho they will approve or deny a CC without a pull it is because they pulled a hard to open your account to begin with.
When the card was FOTM here, it was only a SP for opening the account and for getting the card, no HPs at all.
@Themanwhocan wrote:
@SouthJamaica wrote:
@Anonymous wrote:I am trying to find out if NASA FCU is still a soft pull if you apply for a credit card. from what I've read you open an acount and yoy can apply same day as a soft pull? Can someone give me insight that is recent. I'm looking into the card but don't want to do any hard pulls.
You might want to consider just staying away from them for now, there are many reports suggesting they've gotten cranky these past few months.
Well, NASA uses a FICO 04 score, so its important to have no credit applications for at least 6 months in order to optimize that score. Recent cards can really tank 04 scores.
In the end, if you do use a HP its not the end of the world.
Actually, NASA uses EX-98 FICO score
Not applying
nasa fcu sux, tried 2 or 3 times to get a card with my scores near 800 and denied every time. I get 90% of my apps approved I get a card or 2 in the mail every day this month, lol.