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Established Contributor
Jlu
Posts: 569
Registered: ‎06-12-2012

Re: NASA Federal Credit Union

I'd be nervous charging anything that would come up on my CC statement as "The Moon Society" - my creditors might begin to get worried. Next thing ya know you'll get your next statement with a separate page that has ink blobs on it with a question at the top: "Tell us what you see on this page".

Wallet: JP Morgan Select Visa Signature $10k | Chase Sapphire Preferred $7k | Citi ThankYou Premier Visa Signature $5700 | AMEX Premier Rewards Gold Card | Barclaycard Visa $5k | Discover IT $10k | Chase Freedom Visa $3k | Capital One Quicksilver $3k | Bank of America Cash Rewards Visa Signature $8k | Walmart Store $5k | Amazon Store $10k | Chase Total Checking |
Frequent Contributor
Mellon
Posts: 338
Registered: ‎08-31-2007

Re: NASA Federal Credit Union

Applied for the VISA Platinum Advantage Rewards on 9/29. Approved for 2K

They pulled EX (7 inq). Last known score from Citi denial was 672. I have only two baddies (2 CO). Choose the Eclipse card design.

| NFCU Cashrewards $14,000 | NFCU Platinum $12,000 | NFCU Navchk $10,000 | Amex BCE $3,000 | Amex HHonors $1,700 | Chase Freedom $3,300 | Chase Sapphire Preferred $5,000 | BOA 3-2-1 $5,000 | Barclays Apple $4,450 | CapOne Quicksilver $1,000 | OCCU Beaver $5,000 | CITI Diamond Preferred $2,500| Citi TYP $5,000 | GTE FCU $3,000 | | Discover IT $3,500 | Walmart Discover $8,000 | NCSECU $750 | NASA FCU $2,000| Chase Slate $4,000 | Barclays Reward MC $1,500| Best Buy $3,000 | Wells Fargo $3,000 | Chase Amazon $3,000
Regular Contributor
Tommy5746
Posts: 440
Registered: ‎02-08-2012

Re: NASA Federal Credit Union


Mellon wrote:

Applied for the VISA Platinum Advantage Rewards on 9/29. Approved for 2K

They pulled EX (7 inq). Last known score from Citi denial was 672. I have only two baddies (2 CO). Choose the Eclipse card design.


CONGRATS!!! Good for you... 2k is a nice starting CL... I wonder how long you have to wait with them before you can apply for a CLI? But thats awesome.. I hope the card grows with you!

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit :smileyhappy:
Established Contributor
CruzImperial
Posts: 863
Registered: ‎07-04-2012

Re: NASA Federal Credit Union

Congratulations. That's very nice to know. How many inqs did you bave?
Fico Scores: . Walmart TU 748 . App free since Aug 2013 .

Cap One Journey 500 | Discover IT 1k | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 6k | Barclays Apple 2.5k | BoA CR 800 | CSP 7.2k
Frequent Contributor
Mellon
Posts: 338
Registered: ‎08-31-2007

Re: NASA Federal Credit Union

I've been with them for about a year. The best thing about this credit union is that they have early access payroll so you get your direct deposit a day early. The downside is that if you don't do direct deposit or bill pay with them then your account is charged an $8 maintenance fee

| NFCU Cashrewards $14,000 | NFCU Platinum $12,000 | NFCU Navchk $10,000 | Amex BCE $3,000 | Amex HHonors $1,700 | Chase Freedom $3,300 | Chase Sapphire Preferred $5,000 | BOA 3-2-1 $5,000 | Barclays Apple $4,450 | CapOne Quicksilver $1,000 | OCCU Beaver $5,000 | CITI Diamond Preferred $2,500| Citi TYP $5,000 | GTE FCU $3,000 | | Discover IT $3,500 | Walmart Discover $8,000 | NCSECU $750 | NASA FCU $2,000| Chase Slate $4,000 | Barclays Reward MC $1,500| Best Buy $3,000 | Wells Fargo $3,000 | Chase Amazon $3,000
Valued Contributor
Datx
Posts: 1,049
Registered: ‎05-20-2010

Re: NASA Federal Credit Union


Mellon wrote:

I've been with them for about a year. The best thing about this credit union is that they have early access payroll so you get your direct deposit a day early. The downside is that if you don't do direct deposit or bill pay with them then your account is charged an $8 maintenance fee


Im guessing that is for Checking accounts only. I been a member for a few months now, and havent been charge anything for my Savings account.

TU: 603 – EQ: 569 – EX: N/A – May 2010

Frequent Contributor
Mellon
Posts: 338
Registered: ‎08-31-2007

Re: NASA Federal Credit Union

yes that is for checking only

| NFCU Cashrewards $14,000 | NFCU Platinum $12,000 | NFCU Navchk $10,000 | Amex BCE $3,000 | Amex HHonors $1,700 | Chase Freedom $3,300 | Chase Sapphire Preferred $5,000 | BOA 3-2-1 $5,000 | Barclays Apple $4,450 | CapOne Quicksilver $1,000 | OCCU Beaver $5,000 | CITI Diamond Preferred $2,500| Citi TYP $5,000 | GTE FCU $3,000 | | Discover IT $3,500 | Walmart Discover $8,000 | NCSECU $750 | NASA FCU $2,000| Chase Slate $4,000 | Barclays Reward MC $1,500| Best Buy $3,000 | Wells Fargo $3,000 | Chase Amazon $3,000
Established Contributor
lithium78
Posts: 929
Registered: ‎07-30-2011

Re: NASA Federal Credit Union

I just checked out NASA Federal Credit Union's website and they don't seem to have rates and/or rewards that are any better than my local credit union.  Their main selling point seems to be that they have really cool-looking space designs on their credit cards.


Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800

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Regular Contributor
TATATA
Posts: 153
Registered: ‎02-24-2010

Re: NASA Federal Credit Union

This credit union is marginal at best. Nothing special about them, except their cool credit card designs, IMHO. They are also stingy with their credit limits. 

Total CL's combine: $141,800.
Frequent Contributor
manyquestions
Posts: 291
Registered: ‎10-20-2008

Re: NASA Federal Credit Union


TATATA wrote:

This credit union is marginal at best. Nothing special about them, except their cool credit card designs, IMHO. They are also stingy with their credit limits. 


I agree. Spiffy looking cards, but nothing special about them other than the pictures. Their other product offerings look average. If you read old threads on creditboards.com from back before 2009 NASA was super generous giving 50K credit limits, then like everyone else, they got tight when financial markets hit the fan.  Been more conservative since. Lowered max card limit to 30K and started pulling multiple credit reports like Cap One does. Definitely cool pictures though.

 


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