NASA....One year later

[lhcole77]

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@baller4life wrote:

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Yup and they said my butt had too much, I'm sorry, "Excessive borrowing capacity,available credit".

ETA: I think wacdenny received the same denial reason.

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Gulp! Well, sorry to hear that. With their limits it puts me over 200K, but I guess I got approved because I well under that at time of app(s).

[baller4life]

You got lucky!

[lhcole77]

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@baller4life wrote:
You got lucky!

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I'm counting my stars 

[longtimelurker]

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@lhcole77 wrote:

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@baller4life wrote:

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Yup and they said my butt had too much, I'm sorry, "Excessive borrowing capacity,available credit".

ETA: I think wacdenny received the same denial reason.

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Gulp! Well, sorry to hear that. With their limits it puts me over 200K, but I guess I got approved because I well under that at time of app(s).

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I was quite a bit over $200K when I got approved, so at least at that stage it wasn't a hard limit.

[baller4life]

No I don't think it's a hard limit. I'm sure income plays a part as well as profile. I'm like 3 times my income in credit.

[Anonymous]

I still have 25K CC and 25K PLOC

[pizza1]

Im right where Ive always been with them... NOTHING!!! LOL..I closed my membership in August with them. They weren't willing to even do a $500 CC, even though I met all there post BK criteria. Thats ok...

[Anonymous]

Applied end of Feb/beginning of March. Still sitting on a small balance from a little kitchen upgrade. $25k limit.

[FinStar]

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@lhcole77 wrote:

This week marks the one year anniversary of the NASA craze here on myFICO. So where are we now?

I managed to get a $25K CC and membership at time of sign up. One year later my CC is now at $30K and I added a PLOC of $20K. I've also received loan offers but am now at their max exposure of $50K unsecured credit so won't be able to take advantage of that.

How are you all doing one year later?

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Gosh... who can forget the craziness?!  A year later still pleased with their products (like you I'm at their max) - $30K on Platinum Rewards and $20K PLOC.  Due for a rewards redemption next month around ~$225.

[wacdenney]

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@baller4life wrote:

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@lhcole77 wrote:

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@baller4life wrote:
I have a membership. But they say I have "too much available credit." Soooo, not sure if I will ever have any products with them.

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Really? If you don't mind me asking, are you over the 200K mark?

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Yup and they said my butt had too much, I'm sorry, "Excessive borrowing capacity,available credit".

ETA: I think wacdenny received the same denial reason.

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I applied and was approved for membership.  So far my $5 bucks has not grown at all and I'm begining to lose all hope.

Oh yeah, cards...  yeah I was denied for too much available credit.