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1. What CA did they use? (EQ, EX, TU)? - Not sure, can not see SP - I had no HP on EX
2. Hard pull or soft pull? - I assume SP
3. If denied, was it a soft pull like some have suggested? N/A
4. Whats your credit score? EX was 720, EQ 715, TU 780; took a hit on EX/EQ because I opened 7 new accounts prior to NASA. EX going back up after accounts are coming online
5. Whats your income? 118K
6. Any negatives, derogs, late payments, baddies, etc?7. None
7. Any additional documents/info required? None
8. Instant approval or under review/on hold? PENDING start at 9/25 09AM EST / APPROVED 9/26/ 15:ish CST
9. How much were you approved for? What APR? $30,000.00 at 13.9000% APR
I just recieved email at 17:30 CST asking for me to docusign my signature - which I did with my finger since I was on mobile - completed this at :18:48. Received another email at 18:50, saying "All parties have signed the envelope 'NASA FEDERAL CREDIT UNION" I guess the next phase is APPROVED FUNDED.
@akula wrote:1. What CA did they use? (EQ, EX, TU)? - Not sure, can not see SP - I had no HP on EX
2. Hard pull or soft pull? - I assume SP
3. If denied, was it a soft pull like some have suggested? N/A
4. Whats your credit score? EX was 720, EQ 715, TU 780; took a hit on EX/EQ because I opened 7 new accounts prior to NASA. EX going back up after accounts are coming online
5. Whats your income? 118K
6. Any negatives, derogs, late payments, baddies, etc?7. None
7. Any additional documents/info required? None
8. Instant approval or under review/on hold? PENDING start at 9/25 09AM EST / APPROVED 9/26/ 15:ish CST
9. How much were you approved for? What APR? $30,000.00 at 13.9000% APR
I just recieved email at 17:30 CST asking for me to docusign my signature - which I did with my finger since I was on mobile - completed this at :18:48. Received another email at 18:50, saying "All parties have signed the envelope 'NASA FEDERAL CREDIT UNION" I guess the next phase is APPROVED FUNDED.
Went to APPROVED FUNDED about 20 minutes after finger signature. Time to turn IP camera in the direction of the mailbox and send movement alerts via Blue Iris!!
akula wrote:
akula wrote:
1. What CA did they use? (EQ, EX, TU)? - Not sure, can not see SP - I had no HP on EX
2. Hard pull or soft pull? - I assume SP
3. If denied, was it a soft pull like some have suggested? N/A
4. Whats your credit score? EX was 720, EQ 715, TU 780; took a hit on EX/EQ because I opened 7 new accounts prior to NASA. EX going back up after accounts are coming online
5. Whats your income? 118K
6. Any negatives, derogs, late payments, baddies, etc?7. None
7. Any additional documents/info required? None
8. Instant approval or under review/on hold? PENDING start at 9/25 09AM EST / APPROVED 9/26/ 15:ish CST
9. How much were you approved for? What APR? $30,000.00 at 13.9000% APR
I just recieved email at 17:30 CST asking for me to docusign my signature - which I did with my finger since I was on mobile - completed this at :18:48. Received another email at 18:50, saying "All parties have signed the envelope 'NASA FEDERAL CREDIT UNION" I guess the next phase is APPROVED FUNDED.
Went to APPROVED FUNDED about 20 minutes after finger signature. Time to turn IP camera in the direction of the mailbox and send movement alerts via Blue Iris!!
hilarious! I use blueiris and have an IP cam at my front yard, never thought to use it for the mailbox though!
1. What CA did they use? (EQ, EX, TU)?
No idea, nothing on my CR yet.
2. Hard pull or soft pull?
I'm assuming soft since no alerts.
3. If denied, was it a soft pull like some have suggested?
N/A
4. Whats your credit score?
FICO (EQ 702)
5. Whats your income?
$57K
6. Any negatives, derogs, late payments, baddies, etc?
None. Thin file, oldest account 1 year, AAOA 7 months, 3 inquiries
7. Any additional documents/info required?
Paystub for Income verification
8. Instant approval or under review/on hold?
Hold
9. How much were you approved for? What APR?
Advantage Rewards Visa $1000 @12.9%
1. EX
2. SP
3. N/A
4. 689
5. 400K
6. None
7. Pay stubs
8. Pending/Approved/Funded
9. 30k. 11.9 APR
1. What CA did they use? (EQ, EX, TU)?
Experian
2. Hard pull or soft pull?
Soft pull for both membership and credit card
3. If denied, was it a soft pull like some have suggested?
N/A
4. Whats your credit score?
EX = 765 (Credit Sesame)
5. Whats your income?
Prefer not to disclose
6. Any negatives, derogs, late payments, baddies, etc?7.
None
7. Any additional documents/info required?
Proof of residency - DL / Utility bill
8. Instant approval or under review/on hold?
Instant approved for membership, 2-3 message for CC
9. How much were you approved for? What APR?
$30,000 at 14.9% APR Platinum Cash Card
1. What CA did they use? (EQ, EX, TU)?
Experian
2. Hard pull or soft pull?
Soft pull for both membership and credit card
3. If denied, was it a soft pull like some have suggested?
N/A
4. Whats your credit score?
EX = 731 (Credit Sesame)
5. Whats your income?
40k
6. Any negatives, derogs, late payments, baddies, etc?7.
Never
7. Any additional documents/info required?
Did not ask for any docs
8. Instant approval or under review/on hold?
Instant approved for membership and for CC, was funded the next day.
9. How much were you approved for? What APR?
$20,000 @ 12.9