NASA secured credit card...graduates?

[stellar]

Does anyone have any info on the NASA CU secured credit card?  Specifically, does it graduate?

Thanks

[joedtx]

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@stellar wrote:

Does anyone have any info on the NASA CU secured credit card?  Specifically, does it graduate?

Thanks

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Wow. I didn't even know they offered one. Interesting.

[Anonymous]

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@joedtx wrote:

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@stellar wrote:

Does anyone have any info on the NASA CU secured credit card?  Specifically, does it graduate?

Thanks

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Wow. I didn't even know they offered one. Interesting.

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Yeah, I didn't either.  I can't find ANYTHING about it online (other than a solitary recommendation against it because it's too complicated, whatever that means) so it would probably require a couple phone calls in to customer service to get information about it.  It doesn't appear to be able to be applied for online either, unless it's considered a counter offer like Discover's is.

[ojefferyo]

Thats news to me

[stellar]

This is from their website:https://www.nasafcu.com/credit-cards/

I think you can just apply for it online, unless that's for an unsecured version of the Classic Credit Card.

12.9% TO 17.99%

NO annual fee or balance transfer fee

$500-2000

Build Credit

 VISA Classic Credit Card

Enjoy a fixed rate as low as 12.9% APR*

Share Secured Visa Credit Card available (minimum $500; maximum $2,000)

[stellar]

Ok guys here is the info I got from chat:

There is a secured and unsecured version of their Visa Classic card.

The apply button online is for the unsecured version only.

You must apply by phone or in person for the secured version.

It does not automatically graduate, you must apply for that, but if it's approved you keep the same card and account number.

There is no annual fee or balance transfer fee.

The deposit earns current rate of .10%

You can apply to increase your limit, if approved you can add money to increase it.

There are no rewards.

It reports to the credit bureaus as a secured revolving line of credit.