NASA

[ScarletFever]

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@MstrPTato wrote:

I just e-signed the application on Friday...is this the last step for the instant approval. Are they going to request documents like paystubs still? I wanna get this sucker and move a small loan onto the card via balance transfer.

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No verification for me. A clunky app process, but, instantly aproved, Visa account showed a couple days later on website with savings accounts, still not reporting to cra's. E-sign went okay.Took about two weeks to receive card. In the limited experience with credit unions I"ve had, they don't seem to be efficient, technologically advanced, or provide timely service...or cs to write home about.

[Anonymous]

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@ScarletFever wrote:

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@MstrPTato wrote:

I just e-signed the application on Friday...is this the last step for the instant approval. Are they going to request documents like paystubs still? I wanna get this sucker and move a small loan onto the card via balance transfer.

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No verification for me. A clunky app process, but, instantly aproved, Visa account showed a couple days later on website with savings accounts, still not reporting to cra's. E-sign went okay.Took about two weeks to receive card. In the limited experience with credit unions I"ve had, they don't seem to be efficient, technologically advanced, or provide timely service...or cs to write home about.

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Did your account show before or after e-sign?

[ScarletFever]

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@MstrPTato wrote:

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@ScarletFever wrote:

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@MstrPTato wrote:

I just e-signed the application on Friday...is this the last step for the instant approval. Are they going to request documents like paystubs still? I wanna get this sucker and move a small loan onto the card via balance transfer.

---

No verification for me. A clunky app process, but, instantly aproved, Visa account showed a couple days later on website with savings accounts, still not reporting to cra's. E-sign went okay.Took about two weeks to receive card. In the limited experience with credit unions I"ve had, they don't seem to be efficient, technologically advanced, or provide timely service...or cs to write home about.

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Did your account show before or after e-sign?

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I don't feel there was a link between approval, e-sign and when account showed on the site. I app'd for membership, was approved for membership, and approved for Visa on Feb 23. I was sent e-sign the next day, and was not long afer that the account appeared online. Exactly how long? I am not sure. At most, a day or two. After approval and e-sign, there was no communication-"your card has shipped", explanation of benefits, etc- and took two weeks to receive the card..

[Broke_Triathlete]

How do we find out if the SA and CC are still soft pulls?

[ScarletFever]

After my spree, I ordered FICOS using coupon codes. I usually don't of that, but, I was curious on the inq hits. Short of springing for $60, between CK, Mint.Com, CS, Credit.com, they reported all the inqs. CS and Credit.Com are slow and not as inclusive as CK. you should have a good handle on your pulls between all of the aforementioned.

[Broke_Triathlete]

I rather not have a HP and really don't need anymore credit. I was thinking if it's all a SP and I get a 5 digit limit then why not? If they're HP's I'll pass. 

[ScarletFever]

Oh yeah, NASA still has not shown as a hp anywhere and is not reporting yet. So, I don't know who they pulled . I am in NJ.

[Broke_Triathlete]

Ok cool. I read in this thread they are doing SP's. I guess I can contact them tomorrow to find out. 

[ScarletFever]

If you have an inq to spare, the risk-reward is well worth it, IMHO. As long as everything else is in order. NASA was fourth app in my spree. Had two EQ inqs, three TU and two Ex.

[Broke_Triathlete]

I was going to garden until 17 when the last of my derogs fall off, unless nasa is a SP.