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Senior Contributor
Posts: 6,260
Registered: ‎08-16-2012
0

Re: NAVY FEDERAL.

Congrats!!! They are very generous with limits too!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Senior Contributor
Posts: 3,455
Registered: ‎11-30-2007
0

Re: NAVY FEDERAL.

interest rates only matter if you carry a balance.  17.99 is still pretty darn good!

Established Contributor
Posts: 761
Registered: ‎10-16-2007
0

Re: NAVY FEDERAL.

whats the limit

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

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Frequent Contributor
Posts: 283
Registered: ‎02-05-2012
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Re: NAVY FEDERAL.

500 its a SECURED nRewards I am so glad to be back in with Navy and the 1st day I have a credit product!

Should I keep my cap 1 secured open?? Or wait til the annual fee is about to hit in July? I was thinking about closing it because my orchard will move over in summer and I think you can only have 2 cards with capital one. Orchard is my oldest cc.
Last App: 9/16/13
BK Discharge: 6/12
NavyFCU Flagship Visa Sig $10k | NavyFCU nReward Secured $500 | NavChek $5k | Walmart $600 | Capital 1 Quicksilver $750 | Capital 1 Plat $1k | Kays $400 | Amazon $600 | Express $250 |
Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: NAVY FEDERAL.

Email Cap 1 Ex Off and ask for the AF to be waived. My DH got his waived along with a decrease in his APR.

Good luck
Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
0

Re: NAVY FEDERAL.

Congrats on your good decisions and approval for nRewards...  gotta start somewhere, and getting right with NFCU is a great start.


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Current Score: TU 754 EQ 694 EX 697
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Frequent Contributor
Posts: 283
Registered: ‎02-05-2012
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Re: NAVY FEDERAL.

Yeah., I need some help! What do you experts think I should keep, which should I begg and plead to ask to waive fees etc an which should I axe?

 

Capital one Secured 0/200 annual fee July

Orchard 0/300 Annual fee May

First Primier 0/300 Annual fee July

 

 

Capital one Cash Rewars 0/500 0 Intrest til Nov 13; KEEP.

Navy nRewards Secured 0/500 KEEP.

 

I was thinking of canceling the secured from capital one and the FP asap.. Or should I wait until the 11th month?

 

Last App: 9/16/13
BK Discharge: 6/12
NavyFCU Flagship Visa Sig $10k | NavyFCU nReward Secured $500 | NavChek $5k | Walmart $600 | Capital 1 Quicksilver $750 | Capital 1 Plat $1k | Kays $400 | Amazon $600 | Express $250 |
Established Contributor
Posts: 761
Registered: ‎10-16-2007
0

Re: NAVY FEDERAL.

Personally I would ax the secured cards except the NFCU card and apply all that cash to the NFCU secured card

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


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Frequent Contributor
Posts: 283
Registered: ‎02-05-2012
0

Re: NAVY FEDERAL.

Well the First premier, orchard and cash rewards are unsecured. The capital one is secured of just $45 dollars.

Last App: 9/16/13
BK Discharge: 6/12
NavyFCU Flagship Visa Sig $10k | NavyFCU nReward Secured $500 | NavChek $5k | Walmart $600 | Capital 1 Quicksilver $750 | Capital 1 Plat $1k | Kays $400 | Amazon $600 | Express $250 |
Established Contributor
Posts: 761
Registered: ‎10-16-2007
0

Re: NAVY FEDERAL.

Oh, well you need at least three credit cards to max scoring benefiets so keep the Cap One and the NFCU and ax all but one of the others.

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


IN THE GARDEN UNTIL APRIL 2014

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