I just got in with NFCU and have a sav and checking and have been slowly putting money into the accounts, wasnt going to do anything major like apping for at least another 60 days or 90 even, but after all the post about NFCU I said to heck with it and just transfered 500.00 into savings! Still no plans to do anything yet but at least when I am ready it will be there if I am denied a Cash Rewards, I have the funds there for the secured! Or maybe play it safe and do the secured first? I am just happy to be in and part of so I can relate to the OP!!
From MI.
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)
Myfico 8 scores
6/12/20 TU 803 ~ EQ 814~ Ex 784
My Wallet: Cap1 3,500K ~FH 2950~Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 18,000~NFCU Cash Rewards 18,500 ~Care Credit 12000~Discover 6000~Lowes 5450~ Amex 5400.00 ~ Harvest King 8000 ~ Langley~Penfed~Service CRU~red stone cru~
UTL 17%