Reply
Regular Contributor
Posts: 179
Registered: ‎01-17-2008
0

NAVYFED MAX

just wondering how many products can you apply for with navyfed

 

I was thinking of apllying for the cash rewards card since Navyfed gives out high limits but I already have

Nrewards Visa 20,000

Nrewrads master 8,000

Visa signature 5,000

Line Of Credit 10,000

and personal loan 15,000 (July) balance of 12,500

 

Before the TRIFECTA was the key can you go for the roudrobbin with navyfed?

What do you guys have? Is there a MAX exposure with navyfed?

 

Thanks

MR_postman

your check is the mail

 

Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
0

Re: NAVYFED MAX

You could ask them to product swap your nrewards visa into a cashrewards visa. Ive heard its pretty easy to do and does not cost a hard inquiry; nor does it report as a new account. There is no point in having two nrewards cards.

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Epic Contributor
Posts: 25,214
Registered: ‎10-23-2007
0

Re: NAVYFED MAX

I don't think they really have a max amount of accounts but they do have a max CL for each product and then in your case looks like you will tap out max based on income before you max out on the number of cards!

 

I LOVE Navy, you have no scores over 700 and have had no trouble getting all that you have listed!! 

What about hitting the online system for some CLI... thought a lot of them come back instant.

Fico Scores: EQ- 670., TU 710 Sync, EX 728 SoFi(05/04/15)
I'm just trying to catch up to RON1
95 Cards and Counting Smiley Tongue
Established Contributor
Posts: 665
Registered: ‎08-02-2011
0

Re: NAVYFED MAX


Creditaddict wrote:

I don't think they really have a max amount of accounts but they do have a max CL for each product and then in your case looks like you will tap out max based on income before you max out on the number of cards!

 

I LOVE Navy, you have no scores over 700 and have had no trouble getting all that you have listed!! 

What about hitting the online system for some CLI... thought a lot of them come back instant.


+1

TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCE $13K | Amex Costco TE $10.4K | Amex SPG $5K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Citi Diamond Pref $7.6K | Discover IT $9.9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU CashRew Visa Sig $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $11.3K | USAA World MC $11.5K
Regular Contributor
Posts: 246
Registered: ‎11-05-2008
0

Re: NAVYFED MAX

Back when I joined several years ago you could have one Mastercard and two Visas but their policy could have changed since then, so I would call them and find out for sure.  If your signature card is the Flagship it has a max credit limit of $80k and the other 2 have max limits of $50k each, so you still have a lot of growing room with the three you currently have.  I'm not sure of the order you got yours in but there is a big diference in the amount of credit limit between the 3.  If the $5,000 card was the last one you got rather than the first, you might not get a very high limit even if they allowed you to have another one. As was mentioned earlier, product changes are easy with them and they will also allow you to combine credit limits. 

Established Member
Posts: 27
Registered: ‎01-29-2012
0

Re: NAVYFED MAX

I just used the online CLI button and it was an instant decision..I only asked for a 3.5K increade from 14K to 17.5K...the CL instantly showed up online...

1 October Eq 750

NFCU nRewards 20k, USAA MC 16k, USAA MC 13k, Cabelas 9k, Jeep MC 8.5K, Chase Mil Star 12k

Highlighted
Regular Contributor
Posts: 179
Registered: ‎01-17-2008
0

Re: NAVYFED MAX

looks like a soft pull to nice when i did mine it was also instant was expecting hard but it has been 4 days now no hard so i guess it 's a soft luv from navyfed

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.