jaybird201 wrote: If you talk to the CRA they wouldn't delete the account. They'd call up Navy Federal and verify the information on the account. Worst case they'll call Navy Federal, they'll verify the account is open and in good standing and nothing ill happen. So, unless you contest the tradeline with the CRA and when they call Navy Federal, they flat-out lie and say that you don't have an acocunt with them, it won't be closed.
I would never bet on any action any CRA is likely to take after a phone call. You think you are dealing with geniuses? You're not.
Haha, you do have a point. Sometimes I do like to have too much faith in people.