NAVchek Checking Line of Credit 1st use

[score_building]

Have the checking LOC (formerly NAVchek) for a few years with no use, thinking of making a transaction to show usage and paying it off promptly since the 13.9% rate isn't really suitable to me, even for a short term loan. Question is, can I simply pull from NFCU Checking via USAA online account and if the NFCU checking balance is insufficient-will the funds automatically be sent from NAVchek LOC to USAA checking?

[baller4life]

Yes

[LearningMoreAboutCredit]

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@score_building wrote:

Have the checking LOC (formerly NAVchek) for a few years with no use, thinking of making a transaction to show usage and paying it off promptly since the 13.9% rate isn't really suitable to me, even for a short term loan. Question is, can I simply pull from NFCU Checking via USAA online account and if the NFCU checking balance is insufficient-will the funds automatically be sent from NAVchek LOC to USAA checking?

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There is no real need to show usage as NFCU will not close due to inactivity...short answer, yes.

[score_building]

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@LearningMoreAboutCredit wrote:

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@score_building wrote:

Have the checking LOC (formerly NAVchek) for a few years with no use, thinking of making a transaction to show usage and paying it off promptly since the 13.9% rate isn't really suitable to me, even for a short term loan. Question is, can I simply pull from NFCU Checking via USAA online account and if the NFCU checking balance is insufficient-will the funds automatically be sent from NAVchek LOC to USAA checking?

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There is no real need to show usage as NFCU will not close due to inactivity...short answer, yes.

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Thanks for the helpful f/b baller and info LearningMore