10-06-2012 01:10 AM
10-06-2012 05:09 AM
Congrats! And welcome to the NFCU family! They are an awesome CU and I think you will love them!
10-06-2012 05:02 PM
10-06-2012 05:07 PM - edited 10-06-2012 05:08 PM
knj601 wrote:
Our approval was finalized!! Yay!!
Congrats, and I told you so ![]()
With NFCU, conditionally approved usually (not always) means "we're inclined to approve, but we need some more info to verify that all is as advertised."
As we discussed earlier, they tend to hard pull on everything, so if you intend to pursue other products with them (loans, credit card) IMO it's a good idea to apply for them at the same time / close to one another, so the inquiries all hit at the same time and age together. YMMV though.
10-06-2012 05:13 PM
10-06-2012 05:27 PM
knj601 wrote:
You sure were right!! I am glad to say "you told me so"! We are debating a credit card, so if we do it, we will do it soon. Thanks for everything!!
Anytime. If you have existing cards with other lenders, they offer no fee balance transfers as well, which is a heck of a benefit in itself.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO


