08-29-2012 03:10 AM
Are any you guys members of NCSECU?
If so do any of you have their credit card? If so what were your scores....this is one of the largest credit unions in the country and seems to be impossible to get a credit card from this institution
08-29-2012 11:49 AM
I'm in NCSECU but I never tried for a credit card from them. I have an auto loan, and they were pretty conservative about how much they thought I could afford so I did not get as much as I wanted. If the credit card approvals are anything like the loan approvals, they go by more than just your score. Income and debt ratio are important.
08-29-2012 11:59 AM
I've seen a couple co-workers pull theirs out when we all go to lunch, but I'm not into discussing finances with my co-workers so I don't know any more details. But I can reassure you that some people do get approved. Must have to do with income, because they're all higher up on the corporate ladder than me!
10-07-2012 04:25 AM
*update*..went on an app spree recently and among my deired creditors was NCSECU. I applied and after 3 days i was approved for $750. My lowest limit but i was surprised at the approval seeing how conservative they are..so i guess getting a card from them CAN be done
10-07-2012 05:41 PM
I wonder how they are with CLIs after good useage.