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NEED HELP ASAP: Pay off med balance/high APR or high balance with promo ending?

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Creditaddict
Legendary Contributor

Re: NEED HELP ASAP: Pay off med balance/high APR or high balance with promo ending?

Couple things about your $2k and paying off the 3 promo's:

1.  It should apply in order they are going to expire.

2. You need to pay OFF each one in full... it doesn't matter if you pay half or 90%, if it's not 100% paid off on exp. of that promo you will be charged ALL the accrued interest, so I would go in order that they currently have them and try to get A and B gone or at least A and half of B and cross those fingers you can balance transfer, cash advance, temporarily overdraft your checking account to cover at least the rest of B before that exp. of the promo.

Message 21 of 23
09Lexie
Moderator Emerita

Re: NEED HELP ASAP: Pay off med balance/high APR or high balance with promo ending?

Message 22 of 23
ashtysmom
New Member

Re: NEED HELP ASAP: Pay off med balance/high APR or high balance with promo ending?


I am very, very, very, very sure that I can have either A & B or C paid off by their respective expirations. And I think my odds are good that I can BT the balance of whatever's left, even if I end up having it spread out over 2 or more cards. Last card I applied for was the USAA Amex, I got $4000 and my score's gone up since then.

 


Starting Score: ???
Current Score: ???
Goal Score: BETTER


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Message 23 of 23
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