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NEW: Discover it Miles Credit Card

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Ghoshida
Valued Contributor

Re: NEW: Discover it Miles Credit Card

Applied. Denied.

 

Reason: EQ under freeze.

Come on. My TU was open (don't they use TU for everything else anyway?). EQ is in pretty good shape but they never let me do anything online. Called Discover and they're adamant they want only EQ.

 

Oh well. I'll be in the garden if someone needs me. Not going to mail anything to EQ - it's just too much of a hassle for a credit card. 

Message 61 of 488
chalupaman
Super Contributor

Re: NEW: Discover it Miles Credit Card

They'd probably pull TU for me for this so I'll consider this soon.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 62 of 488
Anonymous
Not applicable

Re: NEW: Discover it Miles Credit Card


@Ghoshida wrote:

Applied. Denied.

 

Reason: EQ under freeze.

Come on. My TU was open (don't they use TU for everything else anyway?). EQ is in pretty good shape but they never let me do anything online. Called Discover and they're adamant they want only EQ.

 

Oh well. I'll be in the garden if someone needs me. Not going to mail anything to EQ - it's just too much of a hassle for a credit card. 


Thanks for sharing.

Message 63 of 488
kdm31091
Super Contributor

Re: NEW: Discover it Miles Credit Card

I don't know who Discover pulls near me, I'll have to check. EQ is definitely my lowest score though, albeit not by a ton.

Message 64 of 488
Anonymous
Not applicable

Re: NEW: Discover it Miles Credit Card


@Ghoshida wrote:

Applied. Denied.

 

Reason: EQ under freeze.

Come on. My TU was open (don't they use TU for everything else anyway?). EQ is in pretty good shape but they never let me do anything online. Called Discover and they're adamant they want only EQ.

 

Oh well. I'll be in the garden if someone needs me. Not going to mail anything to EQ - it's just too much of a hassle for a credit card. 


Maybe with this new card, Discover will start slamming everyone's EQ instead of TU lol

Message 65 of 488
Anonymous
Not applicable

Re: NEW: Discover it Miles Credit Card


@Anonymous wrote:

@Ghoshida wrote:

Applied. Denied.

 

Reason: EQ under freeze.

Come on. My TU was open (don't they use TU for everything else anyway?). EQ is in pretty good shape but they never let me do anything online. Called Discover and they're adamant they want only EQ.

 

Oh well. I'll be in the garden if someone needs me. Not going to mail anything to EQ - it's just too much of a hassle for a credit card. 


Maybe with this new card, Discover will start slamming everyone's EQ instead of TU lol


Lol, they got my EQ back when I got the It....Instapproved with 637 EQ FICO, I'm at 659 now so I don't forsee a new approval from them even if I tried.

Message 66 of 488
mongstradamus
Super Contributor

Re: NEW: Discover it Miles Credit Card

my eq is my highest by far by over 30 points since nobody wants to pull them. Maybe down the road i can give it an try when i have 0 inq on eq who knows. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 67 of 488
northface28
Established Contributor

Re: NEW: Discover it Miles Credit Card

Maybe this is why C1 was gobbling up people with the Venture, they maybe knew this card was hitting the scene soon?

BK Discharged 9/11

Cap1 Quiksilver Visa Signature $41k| Discover IT $24k| Barclays Uber VISA $16.2k|BOA Cash Rewards $8.4k| BOA BBR $6k|AMEX Cash Magnet $12.8k|AMEX BCP $16.6k|Huntington Voice $5.5k|Citi Double Cash $5.7k| US Bank Cash+ $6.5k
Message 68 of 488
Anonymous
Not applicable

Re: NEW: Discover it Miles Credit Card

After I find out the results from my US Bank FlexPerks Amex app in 7 days, I may bite on this one...
Message 69 of 488
Ghoshida
Valued Contributor

Re: NEW: Discover it Miles Credit Card


@Anonymous wrote:

@Ghoshida wrote:

Applied. Denied.

 

Reason: EQ under freeze.

Come on. My TU was open (don't they use TU for everything else anyway?). EQ is in pretty good shape but they never let me do anything online. Called Discover and they're adamant they want only EQ.

 

Oh well. I'll be in the garden if someone needs me. Not going to mail anything to EQ - it's just too much of a hassle for a credit card. 


Maybe with this new card, Discover will start slamming everyone's EQ instead of TU lol


And I thought they had special arrangements with TU for everything Smiley Happy

 

As far as inquiries go, EQ is the best for me (all are >1 years old, total 4 on file). TU's next (total 6, 5 are >1 years). EX's the worst (10 on file, equal split both ways).

 

Saving EQ for a possible auto loan from either my local CU or DCU, come summertime. 

Message 70 of 488
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