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WOW thats incredible!!
Awesome APR, OP!
Does anyone know whether it's possible to still PC TO a Dividend card? I wouldn't mind switching over for a bit if it means I can call to drop my APR on my TY Preferred card.
That's an excellent rate! Mine came with an intro APR of 13.99% 4 years ago and I haven't asked for a reduction... Did you call them up or chat online? I'm thinking maybe I should give this a shot lol
Congrats! Mine started out at 19.99% nearly 4 years ago and Citi still hasn't lowered it. When I call or live chat they tell me I have no lower APR offers available Was this on a new card or did you ask for a reduction?