NEW FLOOR: 5.24% APR on Citi Card

FabulousDtheBruin · ‎04-04-2015

I wonder, IS THIS THE FLOOR? or, can they go even lower??!!

AmEx BCE - 2K, Clear from AmEx - 2K, Bank of America Travel Rewards - 10K, Chase Freedom - 4.3K, U.S. Bank College Visa - $600, Discover More Card - 7K, Citi Dividend Card for Students - 2.1K, Barclay Rewards MC-2.5K, Macys Red Card-1.8K, Bank of America AmEx-15K, Banana Republic Visa-2.5K, Chase CSP-10K, Chase Saphire-5K,

TheGardner · ‎04-04-2015

Jesus, what card is this? Awesome rate, congrats!

If anyone needs me I will be In The Garden. Goal Score: 760 for all in 2015.

Current FICO Scores EX: 715 EQ: 756 TU: 762
Last APP April 21, 2015.
Victim of The great AMEX HP heist of Dec 1st, 2nd and 3rd of 2014.

Anonymous · ‎04-04-2015

That's bananas dude.

FabulousDtheBruin · ‎04-04-2015

Gardner, it's the Dividend card which I think Citi has discontinued.

AmEx BCE - 2K, Clear from AmEx - 2K, Bank of America Travel Rewards - 10K, Chase Freedom - 4.3K, U.S. Bank College Visa - $600, Discover More Card - 7K, Citi Dividend Card for Students - 2.1K, Barclay Rewards MC-2.5K, Macys Red Card-1.8K, Bank of America AmEx-15K, Banana Republic Visa-2.5K, Chase CSP-10K, Chase Saphire-5K,

Anonymous · ‎04-04-2015

@FabulousDtheBruin wrote:
I wonder, IS THIS THE FLOOR? or, can they go even lower??!!

@Anonymous @ Cash Advance rate being nearly 5X purchases.

Anonymous · ‎04-04-2015

@FabulousDtheBruin wrote:
Gardner, it's the Dividend card which I think Citi has discontinued.

Wow.. That is a really good rate..

CreditMagic7 · ‎04-04-2015

If it's a discontinued CC then it's moot issue. But it looks good if someone gets one on theirs.

gnarlycow · ‎04-04-2015

That's excellent news! Wow, 5.24% APR... from Citi... Wow!

I have a Dividend AMEX card. Yesterday, I got the APR dropped from 22.99 to 19.99. Maybe in a year or two, I can get to 5.24

For those who want the Dividend, I believe you can still PC into this card's visa or mc version; the AMEX version is probably no longer offered

longtimelurker · ‎04-04-2015

And today I got the info on the new exciting improved Dividend rewards. You no longer need to redeem in multiples of $50 (yeah) but you still need a minimum of $50 (boo)

Anonymous · ‎04-05-2015

Congrats! That's a heck of a rate!