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NEW TO CREDIT WORLD

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webhopper
Moderator Emeritus

Re: NEW TO CREDIT WORLD


@Anonymous wrote:
THANK YOU. THANK YOU


Congrats on getting the Freedom!  Chase is good to its banking customers Smiley Happy  I wish you many years of continued success in managing credit!

FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 21 of 26
Anonymous
Not applicable

Re: NEW TO CREDIT WORLD

Wow....good job. Congrats!  Smiley Happy

Message 22 of 26
FrugalRican
Blogger

Re: NEW TO CREDIT WORLD

Your Freedom limit is higher than mine. GO figure! LOL

Either way, you got two cards.

DON'T go crazy with those cards, only charge on them what you can actually buy with cash.

 

Please.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Message 23 of 26
Anonymous
Not applicable

Re: NEW TO CREDIT WORLD

I'll be really wise. With this 2. Cards. Guys. I'm just starting my credit so i will not kill it... I'll will wait it up with these cards till I can afford and approve for something better. I read many comments on the chase freedom. And all seems positive so I'll just wait till I get the card on the mail to see how great it is. Smiley Happy Any idea how to keep the good credit other then doing payments on time ??
Message 24 of 26
FrugalRican
Blogger

Re: NEW TO CREDIT WORLD

Right now, the best way for you to get good credit, is to just build a history with positive payments.

 

You did the hard part which was get the cards. Now comes the easy part, make the payments ON TIME. You'll start seeing the fruits of your labor within a few months to a year.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Message 25 of 26
LS2982
Mega Contributor

Re: NEW TO CREDIT WORLD


@FrugalRican wrote:

Right now, the best way for you to get good credit, is to just build a history with positive payments.

 

You did the hard part which was get the cards. Now comes the easy part, make the payments ON TIME. You'll start seeing the fruits of your labor within a few months to a year.


+1




EQ FICO 548 3/3/16
Message 26 of 26
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