NEW to the forum!

[Superpet39]

Welcome! 

Little advice...... Read and ask questions BEFORE you app...... Might save you some grief down the road.... I've been here for a short time, and have learned  ALOT

[Broke_Triathlete]

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@Anonymous_Handbananas wrote:

I wanted to say hello to all from down here in Texas. I look forward to reading everyone's posts as applying for credit cards is my new obsession!

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Hey there! Welcome. This place is very knowledgable and you'll find you learn tons of things each and every day! What part of Texas? I may be moving out to San Antonio (from Florida) because the fiancé has a job offer out there. 

[Bone35]

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@Anonymous_Handbananas wrote:

I wanted to say hello to all from down here in Texas. I look forward to reading everyone's posts as applying for credit cards is my new obsession!

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WELCOME!

[Anonymous]

My wife and I paid off all of our credit cards August of last year and we watched those scores soar. After having some down time from work I've found myself seeing which mid-top tier cards I'm able to be accepted to and haven't hit too many denials. As a matter of fact I continue to get approvals, whether it's from a Visa, MC or even just a department store card.

The way I see it the more space you put between what you have charged and your available credit, the better you'll look all around. I figure (and I'm sure it's nothing new to most of you) it's smart to get your 'foot in the door' with a lender/bank with an approval...wait 6 or so months and request that line increase and build that trust with the lender. It's become a fascination.

[Anonymous]

Hell I was approved for 7 new cards just over this past weekend. I'm aware that the hard inquiries will hinder the score a litle (around 2 points per) but the more approvals I get, the tougher it is to not continue. Anyone else have this problem?