NFCU 0% BT offer and no BT fee - update for interesting info

[Anonymous]

did anyone else get this email offer? it appears that it's with your existing accounts. you can transfer a balance for 0% for 12 months with 0% BT fee. pretty cool little deal since i have about $2k of balances on 2 0% cards i can just put them on one card to report balances on less cards. seems kinda neat. expires 04/30/16

03/18 update:

this also applies to all personal loans with other institutions. so if you owe a little on a personal loan at 5%+ APR it will be worth it. 

doesnt apply to mortgages. forgot to ask if it applies to auto loans or not. if anyone is interest let me know. i will ask 

[darkfrosty]

hmm no email for me =(

[Anonymous]

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@Anonymous wrote:
did anyone else get this email offer? it appears that it's with your existing accounts. you can transfer a balance for 0% for 12 months with 0% BT fee. pretty cool little deal since i have about $2k of balances on 2 0% cards i can just put them on one card to report balances on less cards. seems kinda neat. expires 04/30/16

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My g/f just got same offer.  Fantastic BT deal

[Anonymous]

^ yes. i was thinking the same!

[Rebuilding69]

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@Anonymous wrote:
did anyone else get this email offer? it appears that it's with your existing accounts. you can transfer a balance for 0% for 12 months with 0% BT fee. pretty cool little deal since i have about $2k of balances on 2 0% cards i can just put them on one card to report balances on less cards. seems kinda neat. expires 04/30/16

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Yes, I got this today in my email, and was about to post about it when I saw your post This is rather bittersweet in a way, since I just apped for & got a Slate, but with a much much lower CL than my cashRewards card. The 12 months is plenty of time to pay off the BT amount, so pretty much going to go with NFCU.

So they keep any BT amounts seperate for APR purposes, correct?

[SisterGirl]

Received my email & definitely considering taking advantage of it....a very sweet deal !

[Anonymous]

I wonder if they offer this to customers who have an existing BT?

[Anonymous]

i have never used a BT with them before. oh wait nvm. i did it in june of 2014. but i doubt that's what triggered it.

[Anonymous]

Nope. But I got an email today telling me I was pre approved for a personal loan. 36mo @ 10.49%. Would rather the BT.

[Anonymous]

i hate NFCU's APRs. they're so trash unfortunately.