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New Contributor
bbb925
Posts: 80
Registered: ‎03-15-2011
0

NFCU AU vs Co-Applicant??

Hi all,

 

I just received the NRewards Visa on my own. I don't want to have my credit pulled again so my question is....

If my husband applies for the Visa and MC and Navchek LOC can I be a Co-Applicant without my income or credit being pulled/verified just his if he is primary applicant? And is it a different process from applying for a CC to LOC? I want to up my CL and don't know which way would be best to do that. Any feedback is greatly appreciated!:smileyhappy:

New Contributor
bbb925
Posts: 80
Registered: ‎03-15-2011
0

Re: NFCU AU vs Co-Applicant??

Anyone?

Regular Contributor
scrubs
Posts: 238
Registered: ‎09-09-2009
0

Re: NFCU AU vs Co-Applicant??

navy will pull your cr

 

Regular Contributor
scrubs
Posts: 238
Registered: ‎09-09-2009
0

Re: NFCU AU vs Co-Applicant??

loc and cc is two different pulls

 

New Contributor
bbb925
Posts: 80
Registered: ‎03-15-2011
0

Re: NFCU AU vs Co-Applicant??

So if I'm not the primary applicant they will still pull my credit? That stinks!

Community Leader
Senior Contributor
laz98
Posts: 4,336
Registered: ‎09-06-2008
0

Re: NFCU AU vs Co-Applicant??

as co-applicant you are just as responsible for the debt as the primary applicant, which is why they pull your credit.

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