Senior Contributor
Posts: 3,626
Registered: ‎10-13-2009

NFCU Advice

I really don't need another credit card, but I could use one with a very low limit like $500 so I can let our housekeeper use it instead of giving her cash to do the shopping. What about NFCU? I understand they pull EQ, right? With 3 accounts opened this past May and about 5 inquiries in the past 6 months, what are the odds? My EQ FICO is the lowest of all at 680. If they'd pull TU or EX it's about 740. Any advice?
Senior Contributor
Posts: 3,279
Registered: ‎08-03-2007

Re: NFCU Advice

NFCU WILL pull EQ, but your 680 score should be plenty as long as you don't have any recent baddies. I've been approved by them with a lot of inqs on EQ, so I don't believe them to be too inq sensitive.


I'd say you stand a good chance of approval. 

Here we go again...
Valued Contributor
Posts: 1,424
Registered: ‎07-24-2007

Re: NFCU Advice

Yes, NFCU pulls EQ exclusively. I'd say a 680 is quite good enough for them. 5 inquiries is nothing to worry about.




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