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Re: NFCU Amex Master thread. All posts go here

[ Edited ]

Dinosaur wrote:

CreditCuriousity wrote:

Understand some people are excited for this card, especially if you can't get in with Centurion bank.. To me the card is MEH at best.  Other peoples thoughts?

 

Full available for me to apply for on their site showing up just fine, just no reason for me to grab it at this time or possibly ever


CC don't let us down now ... you are a credit "Master" to say the least!


Lol master of no self control and loving free money for money I gotta spend anyways Smiley Happy.... And there is no free money here, thus passing Smiley Happy

Chase | Citibank | Amex | BofA | PenFed | NFCU | Discover | US Bank | Fifth Third Bank | FNBO
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Re: NFCU Amex Master thread. All posts go here


CreditCuriousity wrote:

Understand some people are excited for this card, especially if you can't get in with Centurion bank.. To me the card is MEH at best.  Other peoples thoughts?

 

Full available for me to apply for on their site showing up just fine, just no reason for me to grab it at this time or possibly ever


Agreed, there are far superior cards for those with options, but it is nice to see that NFCU is branching out to have an Amex card. Now if they would only offer something to compete with USAA.......


EX: 745 TU: 753 EQ: 720
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Re: NFCU Amex Master thread. All posts go here


tydawg wrote:

CreditCuriousity wrote:

Understand some people are excited for this card, especially if you can't get in with Centurion bank.. To me the card is MEH at best.  Other peoples thoughts?

 

Full available for me to apply for on their site showing up just fine, just no reason for me to grab it at this time or possibly ever


Agreed, there are far superior cards for those with options, but it is nice to see that NFCU is branching out to have an Amex card. Now if they would only offer something to compete with USAA.......


Yes somehow I expect PenFed or NFCU to step up with a 2.5% card even if it is an Amex to help off-set the costs.. Someone will step up and compete with USAA, it is just matter of time and running the numbers to make it work.  It would work easier with Amex then any other card due to swipe fees, etc one would think.  Be interesting to see who will be the next person in the 2.5% back market.  Guessing PenFed or NFCU.. Don't include alliant card for 3% fir first year and AF then drops down.

Chase | Citibank | Amex | BofA | PenFed | NFCU | Discover | US Bank | Fifth Third Bank | FNBO
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Re: NFCU Amex Master thread. All posts go here


CreditCuriousity wrote:

Understand some people are excited for this card, especially if you can't get in with Centurion bank.. To me the card is MEH at best.  Other peoples thoughts?

 

Full available for me to apply for on their site showing up just fine, just no reason for me to grab it at this time or possibly ever


I don't have a need for the card and without a sign up bonus much less. NFCU needs to enter the 2% as there are several options out there already (Citi DC, Blispay, Paypal,etc.). Even RFBCU changed their 3,2,1 cash rewards card to a flat 2%. 

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Re: NFCU Amex Master thread. All posts go here

Anyone been approved yet?

fico 08 08/01//2017 tu 629 eq 637
ex 611 overstock 0/2250 disc secured 0/ 300 credit one 0/450 navy c rewards 1000/3500 navy plat mc 0/2000 penfed oloc 0/500 x 2 mjc 0/5000 wally world 0/200 carecredit 0/800 eq 05 bankcard 669 if i knew who pulled it
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Re: NFCU Amex Master thread. All posts go here


CreditCuriousity wrote:

Understand some people are excited for this card, especially if you can't get in with Centurion bank.. To me the card is MEH at best.  Other peoples thoughts?

 

Full available for me to apply for on their site showing up just fine, just no reason for me to grab it at this time or possibly ever


I feel the same way. I discovered I preferred the real thing over the  knock offs. I did have three through other banks(Penfed, BBVA and First Nationall Bank of Omaha. Closed one of them and rarely use the other two Amex network cards. 

FICO 8 Scores EQ=753 TU=779 EX=764 (INQ) EQ=19 TU=14 EX=18 TCL=$519,000
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Re: NFCU Amex Master thread. All posts go here

Applied but the app went to review
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Re: NFCU Amex Master thread. All posts go here


mrldp40 wrote:

Anyone been approved yet?


I may be mistaken, but if I remember correctly, NFCU never gives same day approvals.

In my wallet: Chase Sapphire Reserve • PenFed Power Cash Rewards
Sock drawer: Chase United Explorer • UNFCU Azure • NFCU cashRewards • NFCU Go Rewards • PenFed Promise
Closed: Chase United Club • Citi AAdvantage • Citi Simplicity • Amex Green • Amex BCE • NFCU nRewards • PenFed MC • Store Cards
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Re: NFCU Amex Master thread. All posts go here


UpperNwGuy wrote:

mrldp40 wrote:

Anyone been approved yet?


I may be mistaken, but if I remember correctly, NFCU never gives same day approvals.


My wife just got instant approval @13.2k 15.99% 

 

They do give instants if your profile supports it

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Re: NFCU Amex Master thread. All posts go here

Are they pulling TU on CCs?

------------------------------------------------

What's in my wallet?

Amex Blue Cash Preferred, Platinum, and Capital One Spark Business.

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