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Established Contributor
Posts: 840
Registered: ‎05-26-2016

Re: NFCU Amex Master thread. All posts go here

Just seems like a "spruced up" GoRewards with an Amex logo. I already have GoRewards and Amex relationship so will sit this one out.

FICO8 Scores:~ 9/23/2017:~ TU:~737 EQ:~738 EX:~756
Inquires TU:~10 EQ:~11 EX:~15
Total Utilization:~ 4%
Total Revolving CL:~ $350k+club
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Posts: 15,049
Registered: ‎10-07-2014

Re: NFCU Amex Master thread. All posts go here


UpperNwGuy wrote:

mrldp40 wrote:

Anyone been approved yet?


I may be mistaken, but if I remember correctly, NFCU never gives same day approvals.


You're mistaken Smiley Tongue  They give instant approvals when applicable 

Community Leader
Super Contributor
Posts: 14,080
Registered: ‎04-16-2014

Re: NFCU Amex Master thread. All posts go here


UpperNwGuy wrote:

mrldp40 wrote:

Anyone been approved yet?


I may be mistaken, but if I remember correctly, NFCU never gives same day approvals.


Mistaken..  Many instant approvals with NFCU 

Chase | Citibank | Amex | BofA | PenFed | NFCU | Discover | US Bank | Fifth Third Bank | FNBO
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Posts: 86
Registered: ‎07-08-2011
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Re: NFCU Amex Master thread. All posts go here


700orbust wrote:

Are they pulling TU on CCs?


They pulled TU for my wife's app. I haven't attempted and still in debate if I should, I have never been pulled by TU or EX by NFCU dating back to 1999, so for me to try its to see if they did fully move CC for everyone to TU pulls.

 

 

Established Contributor
Posts: 702
Registered: ‎01-24-2008
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Re: NFCU Amex Master thread. All posts go here

Pulled for me tu
Established Contributor
Posts: 702
Registered: ‎01-24-2008
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Re: NFCU Amex Master thread. All posts go here

I got a text message that app is under review
I know if approved they will text will also text if it got declined?
Established Contributor
Posts: 640
Registered: ‎05-05-2017
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Re: NFCU Amex Master thread. All posts go here


CreditCuriousity wrote:

Understand some people are excited for this card, especially if you can't get in with Centurion bank.. To me the card is MEH at best.  Other peoples thoughts?

 

Full available for me to apply for on their site showing up just fine, just no reason for me to grab it at this time or possibly ever


I can understand wanting to get in with Centurion bank, but what's the draw of just being on the Amex network?  If anything that's a disadvantage vs. V/MC, no?

Established Contributor
Posts: 638
Registered: ‎03-27-2015
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Re: NFCU Amex Master thread. All posts go here

I'm rather disappointed in this offering. I was fully expecting it to mirror the USAA Limitless and was prepared to take another TU hit for it. Ah well.
Thank you myfico for teaching me about the credit game!
Established Member
Posts: 11
Registered: ‎11-09-2007
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Re: NFCU Amex Master thread. All posts go here

I wonder if we can do a product change to the new AMEX card?

Moderator
Posts: 15,049
Registered: ‎10-07-2014

Re: NFCU Amex Master thread. All posts go here

[ Edited ]

MrDisco99 wrote:

CreditCuriousity wrote:

Understand some people are excited for this card, especially if you can't get in with Centurion bank.. To me the card is MEH at best.  Other peoples thoughts?

 

Full available for me to apply for on their site showing up just fine, just no reason for me to grab it at this time or possibly ever


I can understand wanting to get in with Centurion bank, but what's the draw of just being on the Amex network?  If anything that's a disadvantage vs. V/MC, no?


It makes the Amex offers that give discounts/savings available to you.  Some of the offers are open for any Amex card.

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