Credit Card Center Advertiser Disclosure

Reply
Established Contributor
Posts: 781
Registered: ‎01-18-2017

Re: NFCU Amex Master thread. All posts go here

Glad to see NFCU offer a new card type; but like others I am a bit disappointed. I was hoping for a Limitless competitor or at least a 2% cash back card. 

 

The card art does not show embossed numbers...I wonder if it will be embossed. Otherwise a nice looking card. I was wondering what colour they were going to use. 


Established Member
Posts: 35
Registered: ‎08-13-2017
0 Kudos

Re: NFCU Amex Master thread. All posts go here

[ Edited ]

Data point: I just got a Go Rewards, not even in my hands yet and called for a PC to Amex and was told that it wasent possible because it's a different product line. I gave my reason for PC as the rewards structure was better suited to my spending habits.

I was also told that I could not apply for it before 91 days from my first card and that this was an internal limitation; although I'm not sure how accurate this information is.

Frequent Contributor
Posts: 465
Registered: ‎05-13-2014
0 Kudos

Re: NFCU Amex Master thread. All posts go here

 


cestlavie wrote:
Data point: I just got a Go Rewards, not even in my hands yet and called for a PC to Amex and was told that it wasent possible because it's a different product line. I gave my reason for PC as the rewards structure was better suited to my spending habits.

I was also told that I could apply for it before 91 days from my first card and that this was an internal limitation; although I'm not sure how accurate this information is. 

Sounds legit, usually they'll PC without hesitation.


FICO EQ: 720 EX: 712 TU 719

Citi Diamond $3.9k, Citi TY Premier $4k, Citizens Bank Cashback Plus $4.6k, Chase Amazon $3k, Chase Hyatt $16k, Chase IHG $16k, Amex Hilton $3k, Amex SPG $4k, Amex Everyday $5k, Amex Plat, CSR $10.5k, Amex BCP $14k, BoA 123 $1k, NFCU cashRewards $22k, Discover IT $17.5k, Discover Miles $3.5k, Commence WM $7.5k, Fidelity Visa $500, PenFed Cash $2.5k, PenFed Promise $15k, AEFCU Visa $9k

Valued Contributor
Posts: 1,577
Registered: ‎06-05-2015
0 Kudos

Re: NFCU Amex Master thread. All posts go here

Not for me and in the garden anyways.  

 

I do hope that USAA sees this and encourages them to release the Limiteless in California Smiley Very Happy


Moderator
Posts: 15,049
Registered: ‎10-07-2014
0 Kudos

Re: NFCU Amex Master thread. All posts go here


c00mtg wrote:

Not for me and in the garden anyways.  

 

I do hope that USAA sees this and encourages them to release the Limiteless in California Smiley Very Happy


They will in 10 days

Regular Contributor
Posts: 180
Registered: ‎04-24-2015
0 Kudos

Re: NFCU Amex Master thread. All posts go here

So does this: I was also told that I could apply for it before 91 days from my first card and that this was an internal limitation; although I'm not sure how accurate this information is. mean that they are allowing people to apply before they would normally would be able to after getting another NFCU product? My 3rd GoRewards statement would be 09/26.

Community Leader
Super Contributor
Posts: 14,080
Registered: ‎04-16-2014

Re: NFCU Amex Master thread. All posts go here

[ Edited ]

Did I miss something or has there been no approvals for this card yet?  Was expecting the approvals section to be flooded with approvals today for this card from people wanting it for one reason or another.  Wonder if the UW is the same currently as their other cards or a bit more tight since it is new?  Alot of denials I have seen and pendings.  Maybe most of the people that have applied already have two cards with them as third is harder to get or lower scores or just higher requirements?  Was expecting to see flooded approvals section today.

Chase | Citibank | Amex | BofA | PenFed | NFCU | Discover | US Bank | Fifth Third Bank | FNBO
Established Member
Posts: 35
Registered: ‎08-13-2017

Re: NFCU Amex Master thread. All posts go here

I want to clarify "could not!" meaning I would have to wait for at least 3 statements to cut begore applying. Hope that helps. That is why it's a limitation, sorry.
Established Contributor
Posts: 588
Registered: ‎03-07-2007
0 Kudos

Re: NFCU Amex Master thread. All posts go here

That helps alot .it may be why I was denied .
fico 08 08/01//2017 tu 629 eq 637
ex 611 overstock 0/2250 disc secured 0/ 300 credit one 0/450 navy c rewards 1000/3500 navy plat mc 0/2000 penfed oloc 0/500 x 2 mjc 0/5000 wally world 0/200 carecredit 0/800 eq 05 bankcard 669 if i knew who pulled it
Valued Member
Posts: 41
Registered: ‎09-24-2015
0 Kudos

New NFCU Amex Card!

I have long anticipated what this card would look like - was poking around and found this.

 

https://www.doctorofcredit.com/navy-federal-rewards-american-express-card-review-3x-supermarkets-gas...

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.