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NFCU App Questions

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brcamacho
Regular Contributor

NFCU App Questions

Do you join first and then app for CC's and NAV Check or is it all done at the same time?

 

Thank you.

TU-688 5/14 (WM TU) | EX-692 on 2/14 (FNBO EX) | EQ-666 on 01/13

NFCU GoRewards $25k | NavChek $15k | Chase Slate 7.5k
Barclays Rewards $3.4k | FNBO MC $2.3K | Cap1 Plat $1.9k
Cap1 Quicksilver $1.7k | Wmt Discover $4.5k | Amazon Store Card $3k Care Credit $3.5k | Kohls $300 | Victoria's Secret $500
Cap1 Quicksilver $2k | Barclays Apple Visa $600

Message 1 of 7
6 REPLIES 6
Yogieatsbooboo
Established Member

Re: NFCU App Questions

You have to join first whether applying online or over the phone. My account was set up in minutes and I was able to apply for a credit card immediately.
Message 2 of 7
brcamacho
Regular Contributor

Re: NFCU App Questions

Was it another HP?

 

Thanks

TU-688 5/14 (WM TU) | EX-692 on 2/14 (FNBO EX) | EQ-666 on 01/13

NFCU GoRewards $25k | NavChek $15k | Chase Slate 7.5k
Barclays Rewards $3.4k | FNBO MC $2.3K | Cap1 Plat $1.9k
Cap1 Quicksilver $1.7k | Wmt Discover $4.5k | Amazon Store Card $3k Care Credit $3.5k | Kohls $300 | Victoria's Secret $500
Cap1 Quicksilver $2k | Barclays Apple Visa $600

Message 3 of 7
coldnmn
Mega Contributor

Re: NFCU App Questions


@Yogieatsbooboo wrote:
You have to join first whether applying online or over the phone. My account was set up in minutes and I was able to apply for a credit card immediately.

+ 1 from everything I've read.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 4 of 7
newmomnewme
Valued Contributor

Re: NFCU App Questions

I applied for membership online (1 HP/TU I think), called the next day to see if I was accepted, yes, applied for cashRewards with CSR, instant approval (1HP/EQ), applied for FlagshipVisa, 3-5 day message (1HP/EQ) Denial message received, recon, denied...After all that I ended up with 2 HP 2 SP EQ and 1 HP and 1 SP TU. 

 

I suggest you apply for everything in one day. 

012019 Fico8/Mortgage Score:
Current Fico9/Fico8/Mortgage Score:
MyGoal Fico8/Mortgage Score:
Take the myFICO Fitness Challenge


Message 5 of 7
brcamacho
Regular Contributor

Re: NFCU App Questions

Do you suggest opening checking as well, or is savings fine?

TU-688 5/14 (WM TU) | EX-692 on 2/14 (FNBO EX) | EQ-666 on 01/13

NFCU GoRewards $25k | NavChek $15k | Chase Slate 7.5k
Barclays Rewards $3.4k | FNBO MC $2.3K | Cap1 Plat $1.9k
Cap1 Quicksilver $1.7k | Wmt Discover $4.5k | Amazon Store Card $3k Care Credit $3.5k | Kohls $300 | Victoria's Secret $500
Cap1 Quicksilver $2k | Barclays Apple Visa $600

Message 6 of 7
newmomnewme
Valued Contributor

Re: NFCU App Questions

@brcamacho, my cc was in the mail today!!! So for me, it was exactly 10 days (7 business days). I suggest a checking as well....the everyday checking is free and doesn't require a minimum balance or deposit.

012019 Fico8/Mortgage Score:
Current Fico9/Fico8/Mortgage Score:
MyGoal Fico8/Mortgage Score:
Take the myFICO Fitness Challenge


Message 7 of 7
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