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Regular Contributor
Posts: 181
Registered: ‎07-27-2012
0

NFCU App Questions

Do you join first and then app for CC's and NAV Check or is it all done at the same time?

 

Thank you.

TU-688 5/14 (WM TU) | EX-692 on 2/14 (FNBO EX) | EQ-666 on 01/13

NFCU GoRewards $25k | NavChek $15k | Chase Slate 7.5k
Barclays Rewards $3.4k | FNBO MC $2.3K | Cap1 Plat $1.9k
Cap1 Quicksilver $1.7k | Wmt Discover $4.5k | Amazon Store Card $3k Care Credit $3.5k | Kohls $300 | Victoria's Secret $500
Cap1 Quicksilver $2k | Barclays Apple Visa $600

New Member
Posts: 6
Registered: ‎04-28-2013
0

Re: NFCU App Questions

You have to join first whether applying online or over the phone. My account was set up in minutes and I was able to apply for a credit card immediately.
Regular Contributor
Posts: 181
Registered: ‎07-27-2012
0

Re: NFCU App Questions

Was it another HP?

 

Thanks

TU-688 5/14 (WM TU) | EX-692 on 2/14 (FNBO EX) | EQ-666 on 01/13

NFCU GoRewards $25k | NavChek $15k | Chase Slate 7.5k
Barclays Rewards $3.4k | FNBO MC $2.3K | Cap1 Plat $1.9k
Cap1 Quicksilver $1.7k | Wmt Discover $4.5k | Amazon Store Card $3k Care Credit $3.5k | Kohls $300 | Victoria's Secret $500
Cap1 Quicksilver $2k | Barclays Apple Visa $600

Mega Contributor
Posts: 16,830
Registered: ‎08-08-2011
0

Re: NFCU App Questions


Yogieatsbooboo wrote:
You have to join first whether applying online or over the phone. My account was set up in minutes and I was able to apply for a credit card immediately.

+ 1 from everything I've read.

US Bank Cash+ (VSig) $10k / US Bank Ace (VSig) $10K / Discover IT $10k
Sam's Mastercard $8.5k / Walmart Mastercard $8k / PayPal SmartConnect $5.1k
CareCredit $5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $3.55k / Citi DC (WMC) $3k
Gardening Date 5/8/15 / MyFico 08: EQ 729 / TU 724 / EX 750 / 7/12/15
Valued Contributor
Posts: 1,307
Registered: ‎09-30-2013
0

Re: NFCU App Questions

I applied for membership online (1 HP/TU I think), called the next day to see if I was accepted, yes, applied for cashRewards with CSR, instant approval (1HP/EQ), applied for FlagshipVisa, 3-5 day message (1HP/EQ) Denial message received, recon, denied...After all that I ended up with 2 HP 2 SP EQ and 1 HP and 1 SP TU. 

 

I suggest you apply for everything in one day. 



Starting Score: May 2013 EQ: 577 TU: 537 EX: 555
Current Score: EQ: 600 TU: 644 EX: ??
Goal Score: ALL 720+

In the Garden Until August 2015 Last App Sept 2014
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Regular Contributor
Posts: 181
Registered: ‎07-27-2012
0

Re: NFCU App Questions

Do you suggest opening checking as well, or is savings fine?

TU-688 5/14 (WM TU) | EX-692 on 2/14 (FNBO EX) | EQ-666 on 01/13

NFCU GoRewards $25k | NavChek $15k | Chase Slate 7.5k
Barclays Rewards $3.4k | FNBO MC $2.3K | Cap1 Plat $1.9k
Cap1 Quicksilver $1.7k | Wmt Discover $4.5k | Amazon Store Card $3k Care Credit $3.5k | Kohls $300 | Victoria's Secret $500
Cap1 Quicksilver $2k | Barclays Apple Visa $600

Valued Contributor
Posts: 1,307
Registered: ‎09-30-2013
0

Re: NFCU App Questions

@brcamacho, my cc was in the mail today!!! So for me, it was exactly 10 days (7 business days). I suggest a checking as well....the everyday checking is free and doesn't require a minimum balance or deposit.



Starting Score: May 2013 EQ: 577 TU: 537 EX: 555
Current Score: EQ: 600 TU: 644 EX: ??
Goal Score: ALL 720+

In the Garden Until August 2015 Last App Sept 2014
border="0"Take the myFICO Fitness Challenge
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