cancel
Showing results for 
Search instead for 
Did you mean: 

NFCU App Questions

Regular Contributor

NFCU App Questions

Do you join first and then app for CC's and NAV Check or is it all done at the same time?

 

Thank you.

TU-688 5/14 (WM TU) | EX-692 on 2/14 (FNBO EX) | EQ-666 on 01/13

NFCU GoRewards $25k | NavChek $15k | Chase Slate 7.5k
Barclays Rewards $3.4k | FNBO MC $2.3K | Cap1 Plat $1.9k
Cap1 Quicksilver $1.7k | Wmt Discover $4.5k | Amazon Store Card $3k Care Credit $3.5k | Kohls $300 | Victoria's Secret $500
Cap1 Quicksilver $2k | Barclays Apple Visa $600

Message 1 of 7
6 REPLIES
New Member

Re: NFCU App Questions

You have to join first whether applying online or over the phone. My account was set up in minutes and I was able to apply for a credit card immediately.
Message 2 of 7
Regular Contributor

Re: NFCU App Questions

Was it another HP?

 

Thanks

TU-688 5/14 (WM TU) | EX-692 on 2/14 (FNBO EX) | EQ-666 on 01/13

NFCU GoRewards $25k | NavChek $15k | Chase Slate 7.5k
Barclays Rewards $3.4k | FNBO MC $2.3K | Cap1 Plat $1.9k
Cap1 Quicksilver $1.7k | Wmt Discover $4.5k | Amazon Store Card $3k Care Credit $3.5k | Kohls $300 | Victoria's Secret $500
Cap1 Quicksilver $2k | Barclays Apple Visa $600

Message 3 of 7
Mega Contributor

Re: NFCU App Questions


Yogieatsbooboo wrote:
You have to join first whether applying online or over the phone. My account was set up in minutes and I was able to apply for a credit card immediately.

+ 1 from everything I've read.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $13.5k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $6.1k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $4.85k / Citi DC (WMC) $7.1k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 4 of 7
Valued Contributor

Re: NFCU App Questions

I applied for membership online (1 HP/TU I think), called the next day to see if I was accepted, yes, applied for cashRewards with CSR, instant approval (1HP/EQ), applied for FlagshipVisa, 3-5 day message (1HP/EQ) Denial message received, recon, denied...After all that I ended up with 2 HP 2 SP EQ and 1 HP and 1 SP TU. 

 

I suggest you apply for everything in one day. 


Starting Score: May 2013 EQ: 577 TU: 537 EX: 555
Current Score: EQ: 634 TU: 617 EX: 639
Goal Score: ALL 720+

In the Garden Until August 2018 Last App June 2016
border="0"Take the myFICO Fitness Challenge
Message 5 of 7
Regular Contributor

Re: NFCU App Questions

Do you suggest opening checking as well, or is savings fine?

TU-688 5/14 (WM TU) | EX-692 on 2/14 (FNBO EX) | EQ-666 on 01/13

NFCU GoRewards $25k | NavChek $15k | Chase Slate 7.5k
Barclays Rewards $3.4k | FNBO MC $2.3K | Cap1 Plat $1.9k
Cap1 Quicksilver $1.7k | Wmt Discover $4.5k | Amazon Store Card $3k Care Credit $3.5k | Kohls $300 | Victoria's Secret $500
Cap1 Quicksilver $2k | Barclays Apple Visa $600

Message 6 of 7
Valued Contributor

Re: NFCU App Questions

@brcamacho, my cc was in the mail today!!! So for me, it was exactly 10 days (7 business days). I suggest a checking as well....the everyday checking is free and doesn't require a minimum balance or deposit.


Starting Score: May 2013 EQ: 577 TU: 537 EX: 555
Current Score: EQ: 634 TU: 617 EX: 639
Goal Score: ALL 720+

In the Garden Until August 2018 Last App June 2016
border="0"Take the myFICO Fitness Challenge
Message 7 of 7