Do you join first and then app for CC's and NAV Check or is it all done at the same time?
Was it another HP?
You have to join first whether applying online or over the phone. My account was set up in minutes and I was able to apply for a credit card immediately.
+ 1 from everything I've read.
I applied for membership online (1 HP/TU I think), called the next day to see if I was accepted, yes, applied for cashRewards with CSR, instant approval (1HP/EQ), applied for FlagshipVisa, 3-5 day message (1HP/EQ) Denial message received, recon, denied...After all that I ended up with 2 HP 2 SP EQ and 1 HP and 1 SP TU.
I suggest you apply for everything in one day.
Do you suggest opening checking as well, or is savings fine?
@brcamacho, my cc was in the mail today!!! So for me, it was exactly 10 days (7 business days). I suggest a checking as well....the everyday checking is free and doesn't require a minimum balance or deposit.