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That is the misconception about NFCU the rewards are not bad there average and some cards like the Flagship offer 2% on point redeption plus Navy does have a online Mall the rivals Discovecard and most places offer 5% back.
@ellefante wrote:
I was told being active duty helps get approved for one like someone else said their score determines their limit. Whereas if they weren't active duty they wouldn't get approved.
I don't think this rumor is true. NFCU gave me a 22k limit with a settled judgment reporting... I've never been in the military, and my husband has been out since 2009.
I dont think this rumor holds any merit. They have no way to track who is active duty and who is not...