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New Contributor
Posts: 56
Registered: ‎09-13-2012
0

Re: NFCU App itch....LOL!!

Thanks! I'm happy with it :smileyhappy:

Frequent Contributor
Posts: 283
Registered: ‎02-05-2012
0

Re: NFCU App itch....LOL!!

I was denied for 2500 navcheck, so I reapplied for 500.. hopefully then I`ll be done for sure so all my products can age at the same time.

Last App: 9/16/13
BK Discharge: 6/12
NavyFCU Flagship Visa Sig $10k | NavyFCU nReward Secured $500 | NavChek $5k | Walmart $600 | Capital 1 Quicksilver $750 | Capital 1 Plat $1k | Kays $400 | Amazon $600 | Express $250 |
Established Contributor
Posts: 761
Registered: ‎10-16-2007
0

Re: NFCU App itch....LOL!!

Dont Reapply ! Your going nutz 

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


IN THE GARDEN UNTIL APRIL 2014

NFCU FAN CLUB MEMBER #1









Chase Star Card
NFCU FAN CLUB FAN#1
Member
Posts: 27
Registered: ‎03-12-2013
0

Re: NFCU App itch....LOL!!

Good =)  Last April I got a CLI from $1k to $2k and then I impatiently asked for $3k to test my limits later in June or July I believe and was denied.  I haven't asked for a higher limit since then but yesterday tried a CC with USAA and was denied so I'm hanging out for awhile now that I cleared stuff off my report and am paying down my NFCU rewards down in big chunks which is helping my score a bit.  


Stash: NFCU Rewards - $2K | NAVCheck - $2K
Last app: 3/12/13
Gardening until: 11/2013
New Contributor
Posts: 56
Registered: ‎09-13-2012
0

Re: NFCU App itch....LOL!!

LOL Everyone has the fever!! :smileylol:

Frequent Contributor
Posts: 250
Registered: ‎08-19-2012
0

Re: NFCU App itch....LOL!!

I was just reviewing their cards, why is everybody loving their cards so much? I don't see which cash back or reward element is attractive. Thanks.

Community Leader
Valued Contributor
Posts: 2,406
Registered: ‎11-29-2012
0

Re: NFCU App itch....LOL!!

Big limits, that's why.


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 Goal Score:
 625 for now– New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Frequent Contributor
Posts: 250
Registered: ‎08-19-2012
0

Re: NFCU App itch....LOL!!


starry1 wrote:

Big limits, that's why.


If you can get approved for an NFCU you probably can get approved for any other major CC with a descent limit (and if still not satisfied do a CLI in the next few months).  My major credit cards limits are on same par with my credit union credit card limit from day one

 

I don't see a reason to get a card for just it's high limit as you can also obtain that from a card that may really have benefits that would reward your spending behavior.

 

Community Leader
Valued Contributor
Posts: 2,406
Registered: ‎11-29-2012
0

Re: NFCU App itch....LOL!!

[ Edited ]

No other major card company is going to start someone with a score in the 500s with a $5k limit.


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 Goal Score:
 625 for now– New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Valued Contributor
Posts: 1,453
Registered: ‎04-14-2012
0

Re: NFCU App itch....LOL!!


starry1 wrote:

No other major card company is going to start someone with a score in the 500s with a $5k limit.


+1

*8/10/13
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