03-13-2013 08:15 AM
I was denied for 2500 navcheck, so I reapplied for 500.. hopefully then I`ll be done for sure so all my products can age at the same time.
03-13-2013 08:33 AM
Dont Reapply ! Your going nutz
03-13-2013 08:37 AM
Good =) Last April I got a CLI from $1k to $2k and then I impatiently asked for $3k to test my limits later in June or July I believe and was denied. I haven't asked for a higher limit since then but yesterday tried a CC with USAA and was denied so I'm hanging out for awhile now that I cleared stuff off my report and am paying down my NFCU rewards down in big chunks which is helping my score a bit.
03-13-2013 08:44 AM
Big limits, that's why.
03-13-2013 09:02 AM
Big limits, that's why.
If you can get approved for an NFCU you probably can get approved for any other major CC with a descent limit (and if still not satisfied do a CLI in the next few months). My major credit cards limits are on same par with my credit union credit card limit from day one
I don't see a reason to get a card for just it's high limit as you can also obtain that from a card that may really have benefits that would reward your spending behavior.
03-13-2013 09:04 AM - edited 03-13-2013 09:05 AM
No other major card company is going to start someone with a score in the 500s with a $5k limit.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.