03-13-2013 08:15 AM
I was denied for 2500 navcheck, so I reapplied for 500.. hopefully then I`ll be done for sure so all my products can age at the same time.
03-13-2013 08:33 AM
Dont Reapply ! Your going nutz
03-13-2013 08:37 AM
Good =) Last April I got a CLI from $1k to $2k and then I impatiently asked for $3k to test my limits later in June or July I believe and was denied. I haven't asked for a higher limit since then but yesterday tried a CC with USAA and was denied so I'm hanging out for awhile now that I cleared stuff off my report and am paying down my NFCU rewards down in big chunks which is helping my score a bit.
03-13-2013 08:44 AM
Big limits, that's why.
03-13-2013 09:02 AM
Big limits, that's why.
If you can get approved for an NFCU you probably can get approved for any other major CC with a descent limit (and if still not satisfied do a CLI in the next few months). My major credit cards limits are on same par with my credit union credit card limit from day one
I don't see a reason to get a card for just it's high limit as you can also obtain that from a card that may really have benefits that would reward your spending behavior.
03-13-2013 09:04 AM - edited 03-13-2013 09:05 AM
No other major card company is going to start someone with a score in the 500s with a $5k limit.
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