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NFCU App itch....LOL!!

New Contributor

Re: NFCU App itch....LOL!!

Thanks! I'm happy with it Smiley Happy

Frequent Contributor

Re: NFCU App itch....LOL!!

I was denied for 2500 navcheck, so I reapplied for 500.. hopefully then I`ll be done for sure so all my products can age at the same time.

BK: 7 filed 3/31/12 - Discharged 6/27/12
Made some poor choices and life snowballed
BK: 13 filed 7/29/16 - on a 36th month time out
No CC - No Loans - Student Loans all current.
Established Contributor

Re: NFCU App itch....LOL!!

Dont Reapply ! Your going nutz 

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


IN THE GARDEN UNTIL APRIL 2014

NFCU FAN CLUB MEMBER #1









Chase Star Card
NFCU FAN CLUB FAN#1
Member

Re: NFCU App itch....LOL!!

Good =)  Last April I got a CLI from $1k to $2k and then I impatiently asked for $3k to test my limits later in June or July I believe and was denied.  I haven't asked for a higher limit since then but yesterday tried a CC with USAA and was denied so I'm hanging out for awhile now that I cleared stuff off my report and am paying down my NFCU rewards down in big chunks which is helping my score a bit.  


Stash: NFCU Rewards - $2K | NAVCheck - $2K
Last app: 3/12/13
Gardening until: 11/2013
New Contributor

Re: NFCU App itch....LOL!!

LOL Everyone has the fever!! Smiley LOL

Frequent Contributor

Re: NFCU App itch....LOL!!

I was just reviewing their cards, why is everybody loving their cards so much? I don't see which cash back or reward element is attractive. Thanks.

Valued Contributor

Re: NFCU App itch....LOL!!

Big limits, that's why.


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Frequent Contributor

Re: NFCU App itch....LOL!!


starry1 wrote:

Big limits, that's why.


If you can get approved for an NFCU you probably can get approved for any other major CC with a descent limit (and if still not satisfied do a CLI in the next few months).  My major credit cards limits are on same par with my credit union credit card limit from day one

 

I don't see a reason to get a card for just it's high limit as you can also obtain that from a card that may really have benefits that would reward your spending behavior.

 

Valued Contributor

Re: NFCU App itch....LOL!!

No other major card company is going to start someone with a score in the 500s with a $5k limit.


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Valued Contributor

Re: NFCU App itch....LOL!!


starry1 wrote:

No other major card company is going to start someone with a score in the 500s with a $5k limit.


+1

*8/10/13