Reply
Moderator
Posts: 26,770
Registered: ‎09-13-2012
0

Re: NFCU App itch....LOL!!

Regular Contributor
Posts: 246
Registered: ‎08-19-2012
0

Re: NFCU App itch....LOL!!


dodfire wrote:

starry1 wrote:

No other major card company is going to start someone with a score in the 500s with a $5k limit.


+1


Oh I did not know they were that easy to get approved for, app on then people lol.

 




Gardening since 2014 - 4 - 1
Established Contributor
Posts: 761
Registered: ‎10-16-2007
0

Re: NFCU App itch....LOL!!

That is the misconception about NFCU the rewards are not bad there average and some cards like the Flagship offer 2% on point redeption plus Navy does have a online Mall the rivals Discovecard and most places offer 5% back.

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


IN THE GARDEN UNTIL APRIL 2014

NFCU FAN CLUB MEMBER #1









Chase Star Card
NFCU FAN CLUB FAN#1
Member
Posts: 27
Registered: ‎03-12-2013
0

Re: NFCU App itch....LOL!!

I was told being active duty helps get approved for one like someone else said their score determines their limit. Whereas if they weren't active duty they wouldn't get approved.

Stash: NFCU Rewards - $2K | NAVCheck - $2K
Last app: 3/12/13
Gardening until: 11/2013
Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
0

Re: NFCU App itch....LOL!!


ellefante wrote:
I was told being active duty helps get approved for one like someone else said their score determines their limit. Whereas if they weren't active duty they wouldn't get approved.

I don't think this rumor is true.  NFCU gave me a 22k limit with a settled judgment reporting...  I've never been in the military, and my husband has been out since 2009.

 

I dont think this rumor holds any merit.  They have no way to track who is active duty and who is not...


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Member
Posts: 27
Registered: ‎03-12-2013
0

Re: NFCU App itch....LOL!!

Well they can see if you're active duty based on the person's account. But it's info that anyone can call in and say to edit their rank or status other than the active duty checking accounts they have. I always wondered if they can find out for sure. Maybe the direct deposit has to be from dfas.

Stash: NFCU Rewards - $2K | NAVCheck - $2K
Last app: 3/12/13
Gardening until: 11/2013

Get a myFICO recommended credit card

Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.